QHP Index

Gold plans in Dubuque County

16 Gold plans sold in Dubuque County, Iowa, from 4 insurers, priced at age 40.

What people in Dubuque County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Dubuque County listed at $608 a month and the average person paid $221 after the advance premium tax credit.

Across the 99 Iowa counties CMS published, the averages are $658 and $235; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

387 of the 3,620 people who enrolled here — 10.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Wellmark Gold Primary Care | UnityPoint Health
Wellmark Health Plan of Iowa, Inc.
GoldHMO $434.87 $2,300 $8,000
Gold Classic Standard | MercyOne
Oscar Insurance Company
GoldEPO $458.44 $2,000 $8,200
Wellmark Gold Traditional HMO
Wellmark Health Plan of Iowa, Inc.
GoldHMO $483.83 $1,750 $7,500
Gold Elite | MercyOne
Oscar Insurance Company
GoldEPO $486.62 $550 $6,000
Wellmark Standard Gold HMO
Wellmark Health Plan of Iowa, Inc.
GoldHMO $492.47 $2,000 $8,200
Standard Gold
Ambetter Health
GoldHMO $520.12 $2,000 $8,200
Everyday Gold
Ambetter Health
GoldHMO $528.34 $800 $7,250
Standard Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $542.16 $2,000 $8,200
Complete Gold
Ambetter Health
GoldHMO $547.42 $1,450 $7,500
Gold Classic Standard
Oscar Insurance Company
GoldEPO $547.52 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $550.73 $800 $7,250
Complete Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $570.62 $1,450 $7,500
Inspire by Medica Gold $0 Copay PCP Visits
Medica
GoldEPO $643.24 $1,500 $8,800
Inspire by Medica Gold Share
Medica
GoldEPO $662.48 $2,500 $5,900
Inspire by Medica Gold Standard
Medica
GoldEPO $682.54 $2,000 $8,200
Medica Insure Gold Standard
Medica
GoldEPO $884.83 $2,000 $8,200

Counties next to this one

Dubuque County is in Rating Area 6 of Iowa. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Iowa.

CountyPlansInsurersCheapest at 40Average paid after credit
Jackson County same rating area 584 $316.79$216
Scott County same rating area 584 $316.79$222
Clinton County same rating area 524 $316.79$223
Benton County same rating area 484 $352.14$262
Buchanan County same rating area 484 $352.14$230
Cedar County same rating area 484 $352.14$264
Black Hawk County same rating area 423 $316.79$200
Linn County same rating area 383 $352.14$239
Delaware County same rating area 323 $352.14$196
Jones County same rating area 323 $352.14$211
Clayton County same rating area 293 $353.12$197
Iowa County same rating area 293 $353.12$212

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Dubuque County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.