Marketplace health plans in Benton County

Name: Marketplace health plans in Benton County, IA: all 48
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

48 plans sold in Benton County, Iowa, from 4 insurers, priced at age 40.

What people in Benton County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Benton County listed at $642 a month and the average person paid $262 after the advance premium tax credit.

Across the 99 Iowa counties CMS published, the averages are $658 and $235; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

87 of the 1,064 people who enrolled here — 8.2% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Wellmark Bronze Standard \| UnityPoint Health Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$352.14	$7,500	$10,000
Wellmark Bronze Traditional HMO Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$353.12	$7,200	$9,900
Wellmark Bronze HDHP HMO HSA Qualified Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$360.51	$8,300	$8,300
Wellmark Standard Bronze HMO Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$378.48	$7,500	$10,000
Secure Oscar Insurance Company	Catastrophic	EPO	$378.95	$10,600	$10,600
Everyday Bronze Ambetter Health	Expanded Bronze	HMO	$381.76	$8,450	$10,150
Standard Expanded Bronze Ambetter Health	Expanded Bronze	HMO	$382.52	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$397.94	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$398.73	$7,500	$10,000
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$423.09	$7,500	$10,000
Inspire by Medica Bronze Share Medica	Expanded Bronze	EPO	$424.99	$8,000	$10,600
Wellmark Gold Primary Care \| UnityPoint Health Wellmark Health Plan of Iowa, Inc.	Gold	HMO	$434.87	$2,300	$8,000
Bronze Classic 4700 Oscar Insurance Company	Expanded Bronze	EPO	$436.04	$4,700	$9,300
Elite Bronze Ambetter Health	Expanded Bronze	HMO	$442.40	$0	$10,500
Elite Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$461.15	$0	$10,500
Inspire by Medica Bronze $0 Copay PCP Visits Medica	Expanded Bronze	EPO	$462.08	$7,500	$10,600
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$463.89	$0	$10,600
Inspire by Medica Expanded Bronze Standard Medica	Expanded Bronze	EPO	$467.66	$7,500	$10,000
Wellmark Gold Traditional HMO Wellmark Health Plan of Iowa, Inc.	Gold	HMO	$483.83	$1,750	$7,500
Standard Silver Ambetter Health	Silver	HMO	$486.31	$6,000	$8,900
Wellmark Silver Primary Care \| UnityPoint Health Wellmark Health Plan of Iowa, Inc.	Silver	HMO	$490.46	$5,700	$8,000
Focused Silver Ambetter Health	Silver	HMO	$491.73	$6,300	$8,400
Wellmark Standard Gold HMO Wellmark Health Plan of Iowa, Inc.	Gold	HMO	$492.47	$2,000	$8,200
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$506.92	$6,000	$8,900
Focused Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$512.57	$6,300	$8,400
Standard Gold Ambetter Health	Gold	HMO	$520.12	$2,000	$8,200
Everyday Gold Ambetter Health	Gold	HMO	$528.34	$800	$7,250
Wellmark Silver Traditional HMO Wellmark Health Plan of Iowa, Inc.	Silver	HMO	$528.57	$5,000	$7,500
Wellmark Standard Silver HMO Wellmark Health Plan of Iowa, Inc.	Silver	HMO	$536.31	$6,000	$8,900
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$542.16	$2,000	$8,200
Complete Gold Ambetter Health	Gold	HMO	$547.42	$1,450	$7,500
Gold Classic Standard Oscar Insurance Company	Gold	EPO	$547.52	$2,000	$8,200
Everyday Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$550.73	$800	$7,250
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$570.62	$1,450	$7,500
Silver Simple PCP Saver Oscar Insurance Company	Silver	EPO	$577.77	$5,000	$8,500
Silver Classic Standard Oscar Insurance Company	Silver	EPO	$578.40	$6,000	$8,900
Silver Classic Oscar Insurance Company	Silver	EPO	$585.96	$5,000	$8,000
Silver Simple Diabetes Oscar Insurance Company	Silver	EPO	$590.20	$6,500	$10,000
Gold Elite Oscar Insurance Company	Gold	EPO	$591.39	$550	$6,000
Medica Insure Expanded Bronze Standard Medica	Expanded Bronze	EPO	$606.27	$7,500	$10,000
Inspire by Medica Gold $0 Copay PCP Visits Medica	Gold	EPO	$643.24	$1,500	$8,800
Inspire by Medica Silver $0 Copay PCP Visits Medica	Silver	EPO	$653.59	$3,500	$10,450
Inspire by Medica Gold Share Medica	Gold	EPO	$662.48	$2,500	$5,900
Inspire by Medica Silver Share Medica	Silver	EPO	$673.21	$3,525	$8,850
Inspire by Medica Gold Standard Medica	Gold	EPO	$682.54	$2,000	$8,200
Inspire by Medica Silver Standard Medica	Silver	EPO	$683.75	$6,000	$8,900
Medica Insure Gold Standard Medica	Gold	EPO	$884.83	$2,000	$8,200
Medica Insure Silver Standard Medica	Silver	EPO	$886.40	$6,000	$8,900

Counties next to this one

Benton County is in Rating Area 6 of Iowa. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Iowa.

County	Plans	Insurers	Cheapest at 40	Average paid after credit
Dubuque County same rating area	58	4	$316.79	$221
Jackson County same rating area	58	4	$316.79	$216
Scott County same rating area	58	4	$316.79	$222
Clinton County same rating area	52	4	$316.79	$223
Buchanan County same rating area	48	4	$352.14	$230
Cedar County same rating area	48	4	$352.14	$264
Black Hawk County same rating area	42	3	$316.79	$200
Linn County same rating area	38	3	$352.14	$239
Delaware County same rating area	32	3	$352.14	$196
Jones County same rating area	32	3	$352.14	$211
Clayton County same rating area	29	3	$353.12	$197
Iowa County same rating area	29	3	$353.12	$212

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Benton County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.