QHP Index

Silver plans in Benton County

15 Silver plans sold in Benton County, Iowa, from 4 insurers, priced at age 50.

What people in Benton County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Benton County listed at $642 a month and the average person paid $262 after the advance premium tax credit.

Across the 99 Iowa counties CMS published, the averages are $658 and $235; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

87 of the 1,064 people who enrolled here — 8.2% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 50: 212730405060

PlanMetalType Premium at 50DeductibleMax out of pocket
Standard Silver
Ambetter Health
SilverHMO $679.61 $6,000 $8,900
Wellmark Silver Primary Care | UnityPoint Health
Wellmark Health Plan of Iowa, Inc.
SilverHMO $685.42 $5,700 $8,000
Focused Silver
Ambetter Health
SilverHMO $687.19 $6,300 $8,400
Standard Silver + Vision + Adult Dental
Ambetter Health
SilverHMO $708.41 $6,000 $8,900
Focused Silver + Vision + Adult Dental
Ambetter Health
SilverHMO $716.32 $6,300 $8,400
Wellmark Silver Traditional HMO
Wellmark Health Plan of Iowa, Inc.
SilverHMO $738.67 $5,000 $7,500
Wellmark Standard Silver HMO
Wellmark Health Plan of Iowa, Inc.
SilverHMO $749.49 $6,000 $8,900
Silver Simple PCP Saver
Oscar Insurance Company
SilverEPO $807.44 $5,000 $8,500
Silver Classic Standard
Oscar Insurance Company
SilverEPO $808.32 $6,000 $8,900
Silver Classic
Oscar Insurance Company
SilverEPO $818.88 $5,000 $8,000
Silver Simple Diabetes
Oscar Insurance Company
SilverEPO $824.80 $6,500 $10,000
Inspire by Medica Silver $0 Copay PCP Visits
Medica
SilverEPO $913.39 $3,500 $10,450
Inspire by Medica Silver Share
Medica
SilverEPO $940.81 $3,525 $8,850
Inspire by Medica Silver Standard
Medica
SilverEPO $955.54 $6,000 $8,900
Medica Insure Silver Standard
Medica
SilverEPO $1,238.74 $6,000 $8,900

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Counties next to this one

Benton County is in Rating Area 6 of Iowa. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Iowa.

CountyPlansInsurersCheapest at 40Average paid after credit
Dubuque County same rating area 584 $316.79$221
Jackson County same rating area 584 $316.79$216
Scott County same rating area 584 $316.79$222
Clinton County same rating area 524 $316.79$223
Buchanan County same rating area 484 $352.14$230
Cedar County same rating area 484 $352.14$264
Black Hawk County same rating area 423 $316.79$200
Linn County same rating area 383 $352.14$239
Delaware County same rating area 323 $352.14$196
Jones County same rating area 323 $352.14$211
Clayton County same rating area 293 $353.12$197
Iowa County same rating area 293 $353.12$212

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Benton County, or an insurer arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.

Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.