QHP Index

Gold plans in McClain County

23 Gold plans sold in McClain County, Oklahoma, from 6 insurers, priced at age 30.

What people in McClain County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in McClain County listed at $703 a month and the average person paid $201 after the advance premium tax credit.

Across the 77 Oklahoma counties CMS published, the averages are $795 and $170; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

527 of the 2,688 people who enrolled here — 19.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 30: 212730405060

PlanMetalType Premium at 30DeductibleMax out of pocket
Gold Classic Standard
Oscar Insurance Company
GoldPPO $514 $2,000 $8,200
Standard Gold
Ambetter of Oklahoma
GoldPPO $541.95 $2,000 $8,200
Everyday Gold
Ambetter of Oklahoma
GoldPPO $551.48 $800 $7,250
Standard Gold + Vision + Adult Dental
Ambetter of Oklahoma
GoldPPO $565.03 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter of Oklahoma
GoldPPO $574.96 $800 $7,250
MyBlue Gold HMO℠ 804
Blue Cross and Blue Shield of Oklahoma
GoldHMO $593.45 $1,000 $10,600
MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health)
Mending Health
GoldHMO $614.71 $0 $8,800
Elite Gold
Ambetter of Oklahoma
GoldPPO $623.97 $0 $6,500
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldHMO $625.05 $2,000 $8,200
MyBlue Gold HMO℠ 704
Blue Cross and Blue Shield of Oklahoma
GoldHMO $628.44 $1,000 $7,000
UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
GoldHMO $631.35 $2,000 $7,000
MyBlue Gold HMO℠ Standard
Blue Cross and Blue Shield of Oklahoma
GoldHMO $635.71 $2,000 $8,200
Elite Gold + Vision + Adult Dental
Ambetter of Oklahoma
GoldPPO $650.54 $0 $6,500
UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
GoldHMO $650.81 $2,000 $7,000
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldHMO $659.84 $0 $7,000
MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold)
Mending Health
GoldHMO $695.14 $2,000 $8,200
Blue Advantage Gold PPO℠ 309
Blue Cross and Blue Shield of Oklahoma
GoldPPO $712.64 $1,050 $10,600
Blue Advantage Gold PPO℠ 604
Blue Cross and Blue Shield of Oklahoma
GoldPPO $733.15 $1,100 $8,600
Blue Advantage Gold PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma
GoldPPO $758.97 $2,000 $8,200
Harmony by Medica Gold $0 Copay PCP Visits
Medica
GoldPPO $760.91 $1,500 $8,800
Harmony by Medica Gold Share
Medica
GoldPPO $770.54 $2,500 $5,900
Harmony by Medica Gold Standard
Medica
GoldPPO $832.59 $2,000 $8,200
Blue Preferred Gold PPO℠ Standard
Blue Cross and Blue Shield of Oklahoma
GoldPPO $1,119.56 $2,000 $8,200

Counties next to this one

McClain County is in Rating Area 3 of Oklahoma. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 6 other counties share it and are listed first; the rest are the largest in Oklahoma.

CountyPlansInsurersCheapest at 40Average paid after credit
Logan County same rating area 1037 $314.03$166
Oklahoma County same rating area 1037 $314.03$152
Canadian County same rating area 947 $314.03$175
Cleveland County same rating area 947 $314.03$170
Lincoln County same rating area 856 $314.03$151
Grady County same rating area 414 $495.40$165
Tulsa County 987 $299.03$155
Pottawatomie County 857 $299.03$152
Creek County 826 $299.03$167
Wagoner County 826 $299.03$208
Osage County 806 $299.03$173
Rogers County 806 $299.03$187

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for McClain County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.