QHP Index

Gold plans in Adams County

22 Gold plans sold in Adams County, Nebraska, from 5 insurers, priced at age 21.

What people in Adams County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Adams County listed at $853 a month and the average person paid $211 after the advance premium tax credit.

Across the 93 Nebraska counties CMS published, the averages are $866 and $203; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

415 of the 2,125 people who enrolled here — 19.5% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
Clear Gold
Ambetter Health
GoldEPO $607.50 $1,200 $9,150
Clear Gold + Vision + Adult Dental
Ambetter Health
GoldEPO $621.98 $1,200 $9,150
Standard Gold
Ambetter Health
GoldEPO $623.36 $2,000 $8,200
HeartlandBlue Gold Standard 2000 Blueprint Health
Blue Cross and Blue Shield of Nebraska
GoldEPO $632.34 $2,000 $8,200
HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health
Blue Cross and Blue Shield of Nebraska
GoldEPO $636.53 $1,500 $7,500
Standard Gold + Vision + Adult Dental
Ambetter Health
GoldEPO $638.21 $2,000 $8,200
HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision
Blue Cross and Blue Shield of Nebraska
GoldEPO $650.24 $1,000 $5,500
Gold Classic Standard
Oscar Insurance Company
GoldEPO $697.33 $2,000 $8,200
Elite Gold
Ambetter Health
GoldEPO $706.95 $0 $6,500
Elevate by Medica Gold $0 Copay PCP Visits
Medica
GoldEPO $712.24 $1,500 $8,800
HeartlandBlue Gold Standard 2000 Premier Select BlueChoice
Blue Cross and Blue Shield of Nebraska
GoldEPO $720.61 $2,000 $8,200
Elite Gold + Vision + Adult Dental
Ambetter Health
GoldEPO $723.80 $0 $6,500
HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice
Blue Cross and Blue Shield of Nebraska
GoldEPO $725.38 $1,500 $7,500
Gold Elite
Oscar Insurance Company
GoldEPO $732.31 $500 $6,500
Elevate by Medica Gold Share
Medica
GoldEPO $733.27 $2,500 $5,900
HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision
Blue Cross and Blue Shield of Nebraska
GoldEPO $741 $1,000 $5,500
Elevate by Medica Gold Standard
Medica
GoldEPO $747.40 $2,000 $8,200
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldEPO $779.06 $2,000 $8,200
UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldEPO $789.43 $1,750 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldEPO $816.80 $0 $7,700
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
GoldEPO $831.64 $0 $7,700
Medica Insure Gold Standard
Medica
GoldEPO $1,063.22 $2,000 $8,200

Counties next to this one

Adams County is in Rating Area 3 of Nebraska. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Nebraska.

CountyPlansInsurersCheapest at 40Average paid after credit
Buffalo County same rating area 815 $582.73$183
Hall County same rating area 815 $582.73$160
Kearney County same rating area 815 $582.73$177
Hamilton County same rating area 705 $596.74$189
Phelps County same rating area 695 $582.73$223
Butler County same rating area 615 $596.74$231
Clay County same rating area 615 $596.74$187
Colfax County same rating area 615 $596.74$204
Cuming County same rating area 615 $596.74$218
Custer County same rating area 615 $596.74$189
Dawson County same rating area 615 $596.74$162
Greeley County same rating area 615 $596.74$169

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Adams County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.