Marketplace health plans in Union County

Name: Marketplace health plans in Union County, IA: all 54
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

54 plans sold in Union County, Iowa, from 5 insurers, priced at age 40.

What people in Union County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Union County listed at $755 a month and the average person paid $216 after the advance premium tax credit.

Across the 99 Iowa counties CMS published, the averages are $658 and $235; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

84 of the 511 people who enrolled here — 16.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Secure Oscar Insurance Company	Catastrophic	EPO	$398.68	$10,600	$10,600
Wellmark Bronze Traditional HMO Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$408.82	$7,200	$9,900
Wellmark Bronze HDHP HMO HSA Qualified Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$417.38	$8,300	$8,300
Wellmark Standard Bronze HMO Wellmark Health Plan of Iowa, Inc.	Expanded Bronze	HMO	$438.18	$7,500	$10,000
Everyday Bronze Ambetter Health	Expanded Bronze	HMO	$441.65	$8,450	$10,150
Standard Expanded Bronze Ambetter Health	Expanded Bronze	HMO	$442.54	$7,500	$10,000
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$445.12	$7,500	$10,000
Bronze Classic 4700 Oscar Insurance Company	Expanded Bronze	EPO	$458.74	$4,700	$9,300
Everyday Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$460.37	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$461.29	$7,500	$10,000
UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$480.26	$8,000	$10,600
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$481.95	$7,500	$10,000
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$488.04	$0	$10,600
UHC Bronze Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$497.33	$8,000	$10,600
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	HMO	$500.66	$0	$10,600
Elite Bronze Ambetter Health	Expanded Bronze	HMO	$511.81	$0	$10,500
Elite Bronze + Vision + Adult Dental Ambetter Health	Expanded Bronze	HMO	$533.50	$0	$10,500
Medica Insure Bronze Share Medica	Expanded Bronze	EPO	$557.15	$8,000	$10,600
Wellmark Gold Traditional HMO Wellmark Health Plan of Iowa, Inc.	Gold	HMO	$560.15	$1,750	$7,500
Standard Silver Ambetter Health	Silver	HMO	$562.60	$6,000	$8,900
Focused Silver Ambetter Health	Silver	HMO	$568.88	$6,300	$8,400
Wellmark Standard Gold HMO Wellmark Health Plan of Iowa, Inc.	Gold	HMO	$570.15	$2,000	$8,200
Gold Classic Standard Oscar Insurance Company	Gold	EPO	$576.03	$2,000	$8,200
Standard Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$586.45	$6,000	$8,900
UHC Gold Standard (No Referrals) UnitedHealthcare	Gold	HMO	$588.01	$2,000	$8,200
Focused Silver + Vision + Adult Dental Ambetter Health	Silver	HMO	$592.99	$6,300	$8,400
Standard Gold Ambetter Health	Gold	HMO	$601.72	$2,000	$8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	HMO	$603.34	$0	$9,000
Medica Insure Bronze $0 Copay PCP Visits Medica	Expanded Bronze	EPO	$605.77	$7,500	$10,600
Silver Simple PCP Saver Oscar Insurance Company	Silver	EPO	$607.85	$5,000	$8,500
Silver Classic Standard Oscar Insurance Company	Silver	EPO	$608.52	$6,000	$8,900
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) UnitedHealthcare	Gold	HMO	$609.82	$1,000	$8,500
Everyday Gold Ambetter Health	Gold	HMO	$611.23	$800	$7,250
Wellmark Silver Traditional HMO Wellmark Health Plan of Iowa, Inc.	Silver	HMO	$611.94	$5,000	$7,500
Medica Insure Expanded Bronze Standard Medica	Expanded Bronze	EPO	$613.09	$7,500	$10,000
UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) UnitedHealthcare	Silver	HMO	$614.86	$3,500	$10,600
UHC Silver Standard (No Referrals) UnitedHealthcare	Silver	HMO	$615.94	$6,000	$8,900
Silver Classic Oscar Insurance Company	Silver	EPO	$616.47	$5,000	$8,000
Wellmark Standard Silver HMO Wellmark Health Plan of Iowa, Inc.	Silver	HMO	$620.90	$6,000	$8,900
Silver Simple Diabetes Oscar Insurance Company	Silver	EPO	$620.93	$6,500	$10,000
Gold Elite Oscar Insurance Company	Gold	EPO	$622.18	$550	$6,000
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) UnitedHealthcare	Silver	HMO	$623.31	$0	$10,150
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Gold	HMO	$626.89	$1,000	$8,500
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$627.22	$2,000	$8,200
UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) UnitedHealthcare	Silver	HMO	$631.93	$3,500	$10,600
Complete Gold Ambetter Health	Gold	HMO	$633.30	$1,450	$7,500
Everyday Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$637.14	$800	$7,250
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$660.14	$1,450	$7,500
Medica Insure Gold $0 Copay PCP Visits Medica	Gold	EPO	$843.26	$1,500	$8,800
Medica Insure Silver $0 Copay PCP Visits Medica	Silver	EPO	$856.83	$3,500	$10,450
Medica Insure Gold Share Medica	Gold	EPO	$868.49	$2,500	$5,900
Medica Insure Silver Share Medica	Silver	EPO	$882.55	$3,525	$8,850
Medica Insure Gold Standard Medica	Gold	EPO	$894.79	$2,000	$8,200
Medica Insure Silver Standard Medica	Silver	EPO	$896.37	$6,000	$8,900

Counties next to this one

Union County is in Rating Area 4 of Iowa. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Iowa.

County	Plans	Insurers	Cheapest at 40	Average paid after credit
Pottawattamie County same rating area	66	5	$398.68	$229
Adair County same rating area	64	5	$333.28	$216
Cass County same rating area	57	5	$398.68	$243
Mills County same rating area	57	5	$398.68	$249
Montgomery County same rating area	57	5	$398.68	$225
Shelby County same rating area	57	5	$398.68	$243
Audubon County same rating area	54	5	$398.68	$231
Decatur County same rating area	54	5	$398.68	$213
Ringgold County same rating area	54	5	$398.68	$233
Fremont County same rating area	44	4	$408.82	$273
Page County same rating area	44	4	$408.82	$256
Taylor County same rating area	44	4	$408.82	$242

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Union County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.