QHP Index

Gold plans in Hardin County

14 Gold plans sold in Hardin County, Iowa, from 4 insurers, priced at age 40.

What people in Hardin County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Hardin County listed at $565 a month and the average person paid $218 after the advance premium tax credit.

Across the 99 Iowa counties CMS published, the averages are $658 and $235; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

185 of the 893 people who enrolled here — 20.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Gold Classic Standard | MercyOne
Oscar Insurance Company
GoldEPO $443.74 $2,000 $8,200
Gold Elite | MercyOne
Oscar Insurance Company
GoldEPO $471.02 $550 $6,000
Wellmark Gold Traditional HMO
Wellmark Health Plan of Iowa, Inc.
GoldHMO $480.56 $1,750 $7,500
Wellmark Standard Gold HMO
Wellmark Health Plan of Iowa, Inc.
GoldHMO $489.15 $2,000 $8,200
Standard Gold
Ambetter Health
GoldHMO $491.15 $2,000 $8,200
Everyday Gold
Ambetter Health
GoldHMO $498.91 $800 $7,250
Standard Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $511.96 $2,000 $8,200
Complete Gold
Ambetter Health
GoldHMO $516.93 $1,450 $7,500
Everyday Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $520.05 $800 $7,250
Gold Classic Standard
Oscar Insurance Company
GoldEPO $529.96 $2,000 $8,200
Complete Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $538.83 $1,450 $7,500
Medica Insure Gold $0 Copay PCP Visits
Medica
GoldEPO $832.26 $1,500 $8,800
Medica Insure Gold Share
Medica
GoldEPO $857.16 $2,500 $5,900
Medica Insure Gold Standard
Medica
GoldEPO $883.12 $2,000 $8,200

Counties next to this one

Hardin County is in Rating Area 1 of Iowa. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 11 other counties share it and are listed first; the rest are the largest in Iowa.

CountyPlansInsurersCheapest at 40Average paid after credit
Tama County same rating area 584 $306.63$242
Boone County same rating area 484 $349.77$273
Hamilton County same rating area 363 $306.63$225
Grundy County same rating area 323 $349.77$242
Marshall County same rating area 323 $349.77$202
Greene County same rating area 293 $350.73$282
Poweshiek County same rating area 293 $349.77$205
Calhoun County same rating area 263 $350.73$227
Carroll County same rating area 263 $350.73$243
Story County same rating area 162 $350.73$246
Webster County same rating area 162 $350.73$216
Pottawattamie County 665 $398.68$229

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Hardin County, or an insurer arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.

Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.