QHP Index

Gold plans in Clarke County

11 Gold plans sold in Clarke County, Iowa, from 4 insurers, priced at age 27.

What people in Clarke County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Clarke County listed at $687 a month and the average person paid $170 after the advance premium tax credit.

Across the 99 Iowa counties CMS published, the averages are $658 and $235; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

102 of the 409 people who enrolled here — 24.9% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 212730405060

PlanMetalType Premium at 27DeductibleMax out of pocket
Wellmark Gold Traditional HMO
Wellmark Health Plan of Iowa, Inc.
GoldHMO $459.34 $1,750 $7,500
Wellmark Standard Gold HMO
Wellmark Health Plan of Iowa, Inc.
GoldHMO $467.54 $2,000 $8,200
Gold Classic Standard
Oscar Insurance Company
GoldEPO $472.36 $2,000 $8,200
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldHMO $482.18 $2,000 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldHMO $494.76 $0 $9,000
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldHMO $500.07 $1,000 $8,500
Gold Elite
Oscar Insurance Company
GoldEPO $510.20 $550 $6,000
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
GoldHMO $514.07 $1,000 $8,500
Medica Insure Gold $0 Copay PCP Visits
Medica
GoldEPO $691.50 $1,500 $8,800
Medica Insure Gold Share
Medica
GoldEPO $712.19 $2,500 $5,900
Medica Insure Gold Standard
Medica
GoldEPO $733.76 $2,000 $8,200

Counties next to this one

Clarke County is in Rating Area 4 of Iowa. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Iowa.

CountyPlansInsurersCheapest at 40Average paid after credit
Pottawattamie County same rating area 665 $398.68$229
Adair County same rating area 645 $333.28$216
Cass County same rating area 575 $398.68$243
Mills County same rating area 575 $398.68$249
Montgomery County same rating area 575 $398.68$225
Shelby County same rating area 575 $398.68$243
Audubon County same rating area 545 $398.68$231
Decatur County same rating area 545 $398.68$213
Ringgold County same rating area 545 $398.68$233
Union County same rating area 545 $398.68$216
Fremont County same rating area 444 $408.82$273
Page County same rating area 444 $408.82$256

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Clarke County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.