QHP Index

Gold plans in Osceola County

46 Gold plans sold in Osceola County, Florida, from 10 insurers, priced at age 27.

What people in Osceola County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Osceola County listed at $739 a month and the average person paid $67 after the advance premium tax credit.

Across the 67 Florida counties CMS published, the averages are $887 and $134; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

51,205 of the 151,333 people who enrolled here — 33.8% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 212730405060

PlanMetalType Premium at 27DeductibleMax out of pocket
Gold Simple | with AdventHealth
Oscar Health Maintenance Organization of Florida
GoldHMO $504.10 $3,000 $9,950
Gold Elite Saver Plus | with AdventHealth
Oscar Health Maintenance Organization of Florida
GoldHMO $505.51 $0 $9,500
Gold Classic Standard | with AdventHealth
Oscar Health Maintenance Organization of Florida
GoldHMO $529.55 $2,000 $8,200
Gold Classic Standard
Oscar Health Maintenance Organization of Florida
GoldHMO $555.98 $2,000 $8,200
Standard Gold
Ambetter Health
GoldHMO $560.44 $2,000 $8,200
Everyday Gold
Ambetter Health
GoldHMO $572.58 $800 $7,250
Standard Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $575.61 $2,000 $8,200
Molina Gold Enhanced 895
Molina Healthcare
GoldHMO $577.84 $895 $8,700
Molina Gold Core 1640
Molina Healthcare
GoldHMO $578.26 $1,640 $8,100
Molina Gold Enhanced 895 Pluswith Adult Vision
Molina Healthcare
GoldHMO $580.91 $895 $8,700
Molina Gold Core 1640 Pluswith Adult Vision
Molina Healthcare
GoldHMO $581.37 $1,640 $8,100
Everyday Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $588.07 $800 $7,250
Complete Gold
Ambetter Health
GoldHMO $591.71 $1,450 $7,500
Molina Gold Enhanced 895 Plus with Adult Dental and Vision
Molina Healthcare
GoldHMO $591.73 $895 $8,700
Molina Gold Core 1640 Plus with Adult Dental and Vision
Molina Healthcare
GoldHMO $592.19 $1,640 $8,100
Standard Gold VALUE
Ambetter Health
GoldHMO $598.21 $2,000 $8,200
Molina Gold Standard
Molina Healthcare
GoldHMO $604.93 $2,000 $8,200
Complete Gold + Vision + Adult Dental
Ambetter Health
GoldHMO $607.72 $1,450 $7,500
AmeriHealth Caritas Next Gold Signature + No Referrals
AmeriHealth Caritas Next
GoldHMO $625.07 $2,000 $8,200
AvMed Entrust Gold Standard (2026)
AvMed
GoldHMO $631.59 $2,000 $8,200
Complete VALUE Gold
Ambetter Health
GoldHMO $631.59 $1,450 $7,500
AmeriHealth Caritas Next Gold Premier + No Referrals
AmeriHealth Caritas Next
GoldHMO $643.39 $850 $8,500
AvMed Entrust Gold 125 (2026)
AvMed
GoldHMO $643.70 $2,000 $5,850
AvMed Entrust Gold 125 Dental+Vision (2026)
AvMed
GoldHMO $646.35 $2,000 $5,850
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $704.91 $800 $9,000
Connect Gold Orlando 1500 Indiv Med Deductible
Cigna Healthcare
GoldEPO $706.58 $1,500 $9,450
Connect Gold Orlando CMS Standard
Cigna Healthcare
GoldEPO $711.76 $2,000 $8,200
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $711.83 $800 $9,000
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard
WellPoint
GoldHMO $719.37 $2,000 $8,200
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)
WellPoint
GoldHMO $720.40 $1,400 $5,000
myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldHMO $776.22 $2,000 $8,200
UHC Gold Standard
UnitedHealthcare
GoldHMO $779.06 $2,000 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
UnitedHealthcare
GoldHMO $785.78 $0 $10,600
myBlue Gold 1605 ($0 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldHMO $789.45 $940 $4,500
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)
UnitedHealthcare
GoldHMO $800.07 $500 $9,000
myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldHMO $817.50 $0 $6,550
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $819.06 $500 $9,000
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $1,097.74 $2,000 $8,200
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $1,123.72 $1,500 $6,450
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $1,153.36 $0 $6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldEPO $1,157.62 $0 $6,250
BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldPOS $1,225.29 $2,000 $8,200
BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
GoldPOS $1,299.53 $0 $6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,644.54 $2,000 $8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,683.61 $1,500 $6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
Florida Blue (BlueCross BlueShield FL)
GoldPPO $1,729.36 $0 $6,250

Counties next to this one

Osceola County is in Rating Area 49 of Florida. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. No other county shares it; these are the largest in Florida.

CountyPlansInsurersCheapest at 40Average paid after credit
Seminole County 21511 $507.92$128
Orange County 20811 $330.34$92
Broward County 19712 $501.17$94
Lake County 19610 $493.99$123
Palm Beach County 19511 $490.59$116
Miami-Dade County 18911 $501.70$72
Hillsborough County 1738 $475.38$108
Marion County 1738 $514.37$103
Pasco County 1738 $483.36$131
Polk County 1597 $480.92$97
Volusia County 1548 $332.29$152
Brevard County 1528 $281.89$162

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Osceola County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.