Gold plans in Orange County

Name: Gold marketplace plans in Orange County, FL: all 51
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

51 Gold plans sold in Orange County, Florida, from 11 insurers, priced at age 40.

What people in Orange County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Orange County listed at $757 a month and the average person paid $92 after the advance premium tax credit.

Across the 67 Florida counties CMS published, the averages are $887 and $134; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

116,100 of the 399,974 people who enrolled here — 29.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 40	Deductible	Max out of pocket
Gold Simple \| with AdventHealth Oscar Health Maintenance Organization of Florida	Gold	HMO	$623.75	$3,000	$9,950
Gold Elite Saver Plus \| with AdventHealth Oscar Health Maintenance Organization of Florida	Gold	HMO	$625.49	$0	$9,500
Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access) Health First Commercial Plans, Inc.	Gold	HMO	$646.23	$3,050	$8,100
Gold Classic Standard \| with AdventHealth Oscar Health Maintenance Organization of Florida	Gold	HMO	$655.24	$2,000	$8,200
Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access) Health First Commercial Plans, Inc.	Gold	HMO	$675.32	$3,050	$8,100
Gold Standard 1833 Health First Commercial Plans, Inc.	Gold	HMO	$679.84	$2,000	$8,200
Gold Classic Standard Oscar Health Maintenance Organization of Florida	Gold	HMO	$687.93	$2,000	$8,200
Standard Gold Ambetter Health	Gold	HMO	$705.40	$2,000	$8,200
Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc.	Gold	HMO	$716.99	$3,000	$8,250
Everyday Gold Ambetter Health	Gold	HMO	$720.67	$800	$7,250
Standard Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$724.48	$2,000	$8,200
Everyday Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$740.17	$800	$7,250
Complete Gold Ambetter Health	Gold	HMO	$744.75	$1,450	$7,500
Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) Health First Commercial Plans, Inc.	Gold	HMO	$746.09	$3,000	$8,250
Standard Gold VALUE Ambetter Health	Gold	HMO	$759.05	$2,000	$8,200
Complete Gold + Vision + Adult Dental Ambetter Health	Gold	HMO	$764.90	$1,450	$7,500
AmeriHealth Caritas Next Gold Signature + No Referrals AmeriHealth Caritas Next	Gold	HMO	$776.91	$2,000	$8,200
AvMed Entrust Gold Standard (2026) AvMed	Gold	HMO	$784.32	$2,000	$8,200
Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$794.86	$800	$9,000
AvMed Entrust Gold 125 (2026) AvMed	Gold	HMO	$799.34	$2,000	$5,850
AmeriHealth Caritas Next Gold Premier + No Referrals AmeriHealth Caritas Next	Gold	HMO	$799.67	$850	$8,500
Complete VALUE Gold Ambetter Health	Gold	HMO	$801.40	$1,450	$7,500
AvMed Entrust Gold 125 Dental+Vision (2026) AvMed	Gold	HMO	$802.64	$2,000	$5,850
Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$802.69	$800	$9,000
Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard WellPoint	Gold	HMO	$811.18	$2,000	$8,200
Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) WellPoint	Gold	HMO	$812.34	$1,400	$5,000
Molina Gold Enhanced 895 Molina Healthcare	Gold	HMO	$831.01	$895	$8,700
Molina Gold Core 1640 Molina Healthcare	Gold	HMO	$831.62	$1,640	$8,100
Connect Gold Orlando 1500 Indiv Med Deductible Cigna Healthcare	Gold	EPO	$833.10	$1,500	$9,450
Molina Gold Enhanced 895 Pluswith Adult Vision Molina Healthcare	Gold	HMO	$835.44	$895	$8,700
Molina Gold Core 1640 Pluswith Adult Vision Molina Healthcare	Gold	HMO	$836.09	$1,640	$8,100
Connect Gold Orlando CMS Standard Cigna Healthcare	Gold	EPO	$839.21	$2,000	$8,200
Molina Gold Enhanced 895 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$851	$895	$8,700
Molina Gold Core 1640 Plus with Adult Dental and Vision Molina Healthcare	Gold	HMO	$851.65	$1,640	$8,100
Molina Gold Standard Molina Healthcare	Gold	HMO	$869.97	$2,000	$8,200
myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$875.44	$2,000	$8,200
myBlue Gold 1605 ($0 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$890.36	$940	$4,500
myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	HMO	$921.99	$0	$6,550
UHC Gold Standard UnitedHealthcare	Gold	HMO	$933.53	$2,000	$8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$941.58	$0	$10,600
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) UnitedHealthcare	Gold	HMO	$958.71	$500	$9,000
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) UnitedHealthcare	Gold	HMO	$981.47	$500	$9,000
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,169.46	$2,000	$8,200
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,197.14	$1,500	$6,450
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,228.71	$0	$6,250
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	EPO	$1,233.26	$0	$6,250
BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,381.90	$2,000	$8,200
BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue HMO (a BlueCross BlueShield FL company)	Gold	POS	$1,465.64	$0	$6,250
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,751.98	$2,000	$8,200
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,793.61	$1,500	$6,450
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) Florida Blue (BlueCross BlueShield FL)	Gold	PPO	$1,842.34	$0	$6,250

Counties next to this one

Orange County is in Rating Area 48 of Florida. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. No other county shares it; these are the largest in Florida.

County	Plans	Insurers	Cheapest at 40	Average paid after credit
Seminole County	215	11	$507.92	$128
Broward County	197	12	$501.17	$94
Lake County	196	10	$493.99	$123
Palm Beach County	195	11	$490.59	$116
Osceola County	192	10	$494.18	$67
Miami-Dade County	189	11	$501.70	$72
Hillsborough County	173	8	$475.38	$108
Marion County	173	8	$514.37	$103
Pasco County	173	8	$483.36	$131
Polk County	159	7	$480.92	$97
Volusia County	154	8	$332.29	$152
Brevard County	152	8	$281.89	$162

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Orange County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.