45 Gold plans
sold in Miami-Dade County, Florida, from 11 insurers,
priced at age 60.
What people in Miami-Dade County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026,
the average plan in Miami-Dade County listed at $815 a month and the average
person paid $72 after the advance premium tax credit.
Across the 67 Florida counties CMS published, the averages are $887 and $134; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
333,103 of the 1,031,630 people who enrolled here — 32.3% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out
for you. These are the county's published averages, not a quote.
Miami-Dade County is in Rating Area 43 of Florida. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. No other county shares it; these are the largest in Florida.
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Miami-Dade County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the
HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid
Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of
your options and it is not advice: to see every plan and to enrol, use
HealthCare.gov or call 1-800-318-2596.