Expanded Bronze plans in Hardin County

Name: Expanded Bronze marketplace plans in Hardin County, TN: all 21
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

21 Expanded Bronze plans sold in Hardin County, Tennessee, from 5 insurers, priced at age 27.

What people in Hardin County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Hardin County listed at $945 a month and the average person paid $135 after the advance premium tax credit.

Across the 95 Tennessee counties CMS published, the averages are $910 and $133; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

758 of the 2,185 people who enrolled here — 34.7% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 27	Deductible	Max out of pocket
BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee	Expanded Bronze	EPO	$436.41	$7,500	$10,000
Bronze Simple Oscar Insurance Company	Expanded Bronze	EPO	$442.60	$9,000	$10,600
Bronze Classic Standard Oscar Insurance Company	Expanded Bronze	EPO	$461.86	$7,500	$10,000
Everyday Bronze Ambetter of Tennessee	Expanded Bronze	EPO	$465.65	$8,450	$10,150
Standard Expanded Bronze Ambetter of Tennessee	Expanded Bronze	EPO	$467.33	$7,500	$10,000
Bronze Simple Diabetes Oscar Insurance Company	Expanded Bronze	EPO	$469.55	$5,500	$10,150
BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee	Expanded Bronze	EPO	$470.27	$7,500	$10,000
Bronze Simple Breathe Easy with Enhanced COPD Benefits Oscar Insurance Company	Expanded Bronze	EPO	$471.87	$5,500	$10,150
Everyday Bronze + Vision + Adult Dental Ambetter of Tennessee	Expanded Bronze	EPO	$478.46	$8,450	$10,150
Bronze Simple Chronic Care CKM Oscar Insurance Company	Expanded Bronze	EPO	$478.56	$5,500	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter of Tennessee	Expanded Bronze	EPO	$480.19	$7,500	$10,000
UHC Bronze Standard (No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$492.42	$7,500	$10,000
Connect Bronze 8500 Indiv Med Deductible Cigna Healthcare	Expanded Bronze	EPO	$495.16	$8,500	$10,150
Connect Bronze CMS Standard Cigna Healthcare	Expanded Bronze	EPO	$498.44	$7,500	$10,000
Bronze Elite + PCP Saver Plus Oscar Insurance Company	Expanded Bronze	EPO	$507.12	$0	$9,900
Connect myDiabetesCare Bronze Cigna Healthcare	Expanded Bronze	EPO	$510.85	$3,500	$10,150
BlueCross B19E $60 PCP Copay + $0 virtual care from Teladoc Health® BlueCross BlueShield of Tennessee	Expanded Bronze	EPO	$515.18	$0	$10,600
UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$519.14	$0	$10,600
Elite Bronze Ambetter of Tennessee	Expanded Bronze	EPO	$530.48	$0	$10,500
UHC Bronze Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals) UnitedHealthcare	Expanded Bronze	EPO	$535.80	$0	$10,600
Elite Bronze + Vision + Adult Dental Ambetter of Tennessee	Expanded Bronze	EPO	$545.07	$0	$10,500

Counties next to this one

Hardin County is in Rating Area 5 of Tennessee. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Tennessee.

County	Plans	Insurers	Cheapest at 40	Average paid after credit
Benton County same rating area	65	5	$498.68	$132
Carroll County same rating area	65	5	$498.68	$121
Chester County same rating area	65	5	$498.68	$142
Crockett County same rating area	65	5	$498.68	$111
Decatur County same rating area	65	5	$498.68	$134
Dyer County same rating area	65	5	$498.68	$115
Gibson County same rating area	65	5	$498.68	$117
Hardeman County same rating area	65	5	$498.68	$119
Henderson County same rating area	65	5	$498.68	$130
Henry County same rating area	65	5	$498.68	$142
Lake County same rating area	65	5	$498.68	$97
Madison County same rating area	65	5	$498.68	$104

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Hardin County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.