QHP Index

Silver plans in Cheatham County

24 Silver plans sold in Cheatham County, Tennessee, from 5 insurers, priced at age 60.

What people in Cheatham County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Cheatham County listed at $918 a month and the average person paid $153 after the advance premium tax credit.

Across the 95 Tennessee counties CMS published, the averages are $910 and $133; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

1,112 of the 3,285 people who enrolled here — 33.9% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 60: 212730405060

PlanMetalType Premium at 60DeductibleMax out of pocket
Silver Classic Standard
Oscar Insurance Company
SilverEPO $1,594.31 $6,000 $8,900
Silver Simple PCP Saver
Oscar Insurance Company
SilverEPO $1,597.99 $5,700 $10,000
Silver Simple Diabetes
Oscar Insurance Company
SilverEPO $1,599.68 $6,500 $10,000
Silver Simple Women's Health with Menopause Benefits
Oscar Insurance Company
SilverEPO $1,600.90 $6,000 $10,150
Silver Simple Chronic Care CKM
Oscar Insurance Company
SilverEPO $1,603.51 $5,900 $10,150
Silver Simple Breathe Easy with Enhanced COPD Benefits
Oscar Insurance Company
SilverEPO $1,604.81 $6,200 $9,600
Silver Classic
Oscar Insurance Company
SilverEPO $1,611.37 $6,500 $9,400
Standard Silver
Ambetter of Tennessee
SilverEPO $1,656.71 $6,000 $8,900
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter of Tennessee
SilverEPO $1,699.90 $5,000 $8,650
Standard Silver + Vision + Adult Dental
Ambetter of Tennessee
SilverEPO $1,702.30 $6,000 $8,900
BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health®
BlueCross BlueShield of Tennessee
SilverEPO $1,737.29 $8,100 $8,100
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter of Tennessee
SilverEPO $1,746.67 $5,000 $8,650
UHC Silver Standard (No Referrals)
UnitedHealthcare
SilverEPO $1,760.58 $6,000 $8,900
BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health®
BlueCross BlueShield of Tennessee
SilverEPO $1,776.23 $6,000 $8,900
UHC Silver Advantage (Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $1,780.25 $3,500 $10,500
BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health®
BlueCross BlueShield of Tennessee
SilverEPO $1,781.31 $5,900 $6,900
UHC Silver Copay Focus (Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $1,787.75 $0 $10,150
Connect Silver 4500 Indiv Med Deductible
Cigna Healthcare
SilverEPO $1,792.73 $4,500 $9,525
Connect Silver CMS Standard
Cigna Healthcare
SilverEPO $1,797.51 $6,000 $8,900
Connect Silver 3000 Indiv Med Deductible
Cigna Healthcare
SilverEPO $1,801.23 $3,000 $10,150
Connect myDiabetesCare Silver
Cigna Healthcare
SilverEPO $1,808.72 $2,500 $10,000
UHC Silver Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $1,823.73 $3,500 $10,500
BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental
BlueCross BlueShield of Tennessee
SilverEPO $1,837.51 $5,900 $6,900
BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health®
BlueCross BlueShield of Tennessee
SilverEPO $2,126.07 $6,000 $8,900

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Counties next to this one

Cheatham County is in Rating Area 4 of Tennessee. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 8 other counties share it and are listed first; the rest are the largest in Tennessee.

CountyPlansInsurersCheapest at 40Average paid after credit
Davidson County same rating area 655 $545.97$141
Montgomery County same rating area 655 $545.97$124
Robertson County same rating area 655 $545.97$143
Rutherford County same rating area 655 $545.97$117
Sumner County same rating area 655 $545.97$169
Trousdale County same rating area 655 $545.97$115
Williamson County same rating area 655 $545.97$280
Wilson County same rating area 655 $545.97$161
Benton County 655 $498.68$132
Carroll County 655 $498.68$121
Chester County 655 $498.68$142
Crockett County 655 $498.68$111

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Cheatham County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.