Catastrophic plans in Moody County
2 Catastrophic plans sold in Moody County, South Dakota, from 3 insurers, priced at age 60.
What people in Moody County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Moody County listed at $676 a month and the average person paid $201 after the advance premium tax credit.
Across the 66 South Dakota counties CMS published, the averages are $715 and $208; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
49 of the 420 people who enrolled here — 11.7% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 60: 212730405060
| Plan | Metal | Type | Premium at 60 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Sanford Individual Simplicity $10,600
Sanford Health Plan |
Catastrophic | PPO | $801.56 | $10,600 | $10,600 |
| ConnectPlus $10,600 HSA Eligible HDHP
Avera Health Plans |
Catastrophic | PPO | $820.21 | $10,600 | $10,600 |
Counties next to this one
Moody County is in Rating Area 2 of South Dakota. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 7 other counties share it and are listed first; the rest are the largest in South Dakota.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Lincoln County same rating area | 41 | 2 | $290.64 | $232 |
| Minnehaha County same rating area | 41 | 2 | $290.64 | $222 |
| McCook County same rating area | 39 | 3 | $377.45 | $288 |
| Clay County same rating area | 37 | 3 | $290.64 | $238 |
| Turner County same rating area | 37 | 3 | $290.64 | $245 |
| Union County same rating area | 37 | 3 | $290.64 | $301 |
| Lake County same rating area | 28 | 3 | $377.45 | $211 |
| Brown County | 41 | 2 | $297.38 | $195 |
| Davison County | 32 | 2 | $401.73 | $224 |
| Hanson County | 32 | 2 | $401.73 | $215 |
| Hutchinson County | 32 | 2 | $401.73 | $214 |
| Yankton County | 32 | 2 | $401.73 | $294 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Moody County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.