QHP Index

Gold plans in Minnehaha County

12 Gold plans sold in Minnehaha County, South Dakota, from 2 insurers, priced at age 60.

What people in Minnehaha County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Minnehaha County listed at $560 a month and the average person paid $222 after the advance premium tax credit.

Across the 66 South Dakota counties CMS published, the averages are $715 and $208; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

607 of the 8,638 people who enrolled here — 7.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 60: 212730405060

PlanMetalType Premium at 60DeductibleMax out of pocket
Sanford Individual TRUE Standardized $2,000
Sanford Health Plan
GoldHMO $1,186.64 $2,000 $8,200
Sanford Individual TRUE $1,750
Sanford Health Plan
GoldHMO $1,221.25 $1,750 $9,000
DirectConnect $1800
Avera Health Plans
GoldHMO $1,229.89 $1,800 $9,000
DirectConnect Standard $2000
Avera Health Plans
GoldHMO $1,238.35 $2,000 $8,200
DirectConnect MyWeighForward $2000
Avera Health Plans
GoldHMO $1,273.56 $2,000 $8,200
DirectConnect $0 Gold
Avera Health Plans
GoldHMO $1,284.25 $0 $8,500
ConnectPlus $1800
Avera Health Plans
GoldPPO $1,510.32 $1,800 $9,000
ConnectPlus Standard $2000
Avera Health Plans
GoldPPO $1,535.74 $2,000 $8,200
Sanford Individual Simplicity Standardized $2,000
Sanford Health Plan
GoldPPO $1,541.09 $2,000 $8,200
ConnectPlus MyWeighForward $2000
Avera Health Plans
GoldPPO $1,580.28 $2,000 $8,200
ConnectPlus $0 Gold
Avera Health Plans
GoldPPO $1,592.88 $0 $8,500
Sanford Individual Simplicity $1,750
Sanford Health Plan
GoldPPO $1,594.98 $1,750 $9,000

Counties next to this one

Minnehaha County is in Rating Area 2 of South Dakota. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 7 other counties share it and are listed first; the rest are the largest in South Dakota.

CountyPlansInsurersCheapest at 40Average paid after credit
Lincoln County same rating area 412 $290.64$232
McCook County same rating area 393 $377.45$288
Clay County same rating area 373 $290.64$238
Turner County same rating area 373 $290.64$245
Union County same rating area 373 $290.64$301
Lake County same rating area 283 $377.45$211
Moody County same rating area 283 $377.45$201
Brown County 412 $297.38$195
Davison County 322 $401.73$224
Hanson County 322 $401.73$215
Hutchinson County 322 $401.73$214
Yankton County 322 $401.73$294

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Minnehaha County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.