Silver plans in Lawrence County
9 Silver plans sold in Lawrence County, South Dakota, from 3 insurers, priced at age 27.
What people in Lawrence County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Lawrence County listed at $808 a month and the average person paid $202 after the advance premium tax credit.
Across the 66 South Dakota counties CMS published, the averages are $715 and $208; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
538 of the 2,053 people who enrolled here — 26.2% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 27: 212730405060
| Plan | Metal | Type | Premium at 27 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Wellmark Silver Traditional EPO
Wellmark of South Dakota, Inc. |
Silver | EPO | $623.99 | $5,000 | $7,500 |
| Wellmark Standard Silver EPO
Wellmark of South Dakota, Inc. |
Silver | EPO | $634.71 | $6,000 | $8,900 |
| ConnectPlus Standard $6000
Avera Health Plans |
Silver | PPO | $658.86 | $6,000 | $8,900 |
| ConnectPlus $4500
Avera Health Plans |
Silver | PPO | $668.77 | $4,500 | $10,150 |
| Sanford Individual Simplicity Standardized $6,000
Sanford Health Plan |
Silver | PPO | $676.70 | $6,000 | $8,900 |
| ConnectPlus MyWeighForward $6000
Avera Health Plans |
Silver | PPO | $677.81 | $6,000 | $8,900 |
| ConnectPlus $0 Silver
Avera Health Plans |
Silver | PPO | $717.37 | $0 | $10,600 |
| Sanford Individual Simplicity $3,500
Sanford Health Plan |
Silver | PPO | $717.39 | $3,500 | $9,750 |
| Sanford Individual Simplicity $4,750
Sanford Health Plan |
Silver | PPO | $722.98 | $4,750 | $9,750 |
Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.
Counties next to this one
Lawrence County is in Rating Area 1 of South Dakota. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in South Dakota.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Bennett County same rating area | 28 | 3 | $452.50 | $238 |
| Butte County same rating area | 28 | 3 | $452.50 | $150 |
| Custer County same rating area | 28 | 3 | $452.50 | $241 |
| Fall River County same rating area | 28 | 3 | $452.50 | $200 |
| Haakon County same rating area | 28 | 3 | $452.50 | $168 |
| Harding County same rating area | 28 | 3 | $452.50 | $224 |
| Jackson County same rating area | 28 | 3 | $452.50 | $189 |
| Jones County same rating area | 28 | 3 | $452.50 | $200 |
| Meade County same rating area | 28 | 3 | $452.50 | $205 |
| Mellette County same rating area | 28 | 3 | $452.50 | $166 |
| Oglala Lakota County same rating area | 28 | 3 | $452.50 | $465 |
| Pennington County same rating area | 28 | 3 | $452.50 | $219 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When next year’s premiums are posted for Lawrence County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.