Gold plans in Payne County
19 Gold plans sold in Payne County, Oklahoma, from 5 insurers, priced at age 27.
What people in Payne County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Payne County listed at $683 a month and the average person paid $161 after the advance premium tax credit.
Across the 77 Oklahoma counties CMS published, the averages are $795 and $170; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
653 of the 3,368 people who enrolled here — 19.4% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 27: 212730405060
Counties next to this one
Payne County is in Rating Area 5 of Oklahoma. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Oklahoma.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Pottawatomie County same rating area | 85 | 7 | $299.03 | $152 |
| Kingfisher County same rating area | 79 | 6 | $299.03 | $192 |
| Blaine County same rating area | 69 | 5 | $402.90 | $198 |
| Okfuskee County same rating area | 66 | 5 | $458.65 | $156 |
| Seminole County same rating area | 66 | 5 | $458.65 | $138 |
| Mayes County same rating area | 65 | 4 | $299.03 | $149 |
| Carter County same rating area | 57 | 4 | $402.90 | $183 |
| Pontotoc County same rating area | 57 | 4 | $402.90 | $183 |
| McIntosh County same rating area | 56 | 4 | $299.03 | $152 |
| Atoka County same rating area | 55 | 4 | $468.69 | $279 |
| Cotton County same rating area | 55 | 4 | $468.69 | $130 |
| Greer County same rating area | 55 | 4 | $468.69 | $278 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Payne County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.