Silver plans in Ramsey County
10 Silver plans sold in Ramsey County, North Dakota, from 3 insurers, priced at age 50.
What people in Ramsey County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Ramsey County listed at $668 a month and the average person paid $250 after the advance premium tax credit.
Across the 53 North Dakota counties CMS published, the averages are $628 and $228; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
71 of the 611 people who enrolled here — 11.6% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 50: 212730405060
Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.
Counties next to this one
Ramsey County is in Rating Area 4 of North Dakota. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in North Dakota.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Emmons County same rating area | 37 | 3 | $346.01 | $272 |
| McIntosh County same rating area | 37 | 3 | $346.01 | $265 |
| McLean County same rating area | 37 | 3 | $346.01 | $289 |
| Mercer County same rating area | 37 | 3 | $346.01 | $359 |
| Oliver County same rating area | 37 | 3 | $346.01 | $320 |
| Traill County same rating area | 37 | 3 | $346.01 | $236 |
| Benson County same rating area | 31 | 3 | $373.82 | $197 |
| Eddy County same rating area | 31 | 3 | $373.82 | $231 |
| Griggs County same rating area | 31 | 3 | $373.82 | $228 |
| Nelson County same rating area | 31 | 3 | $373.82 | $203 |
| Ransom County same rating area | 31 | 3 | $373.82 | $175 |
| Richland County same rating area | 31 | 3 | $373.82 | $243 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Ramsey County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.