QHP Index

Expanded Bronze plans in Transylvania County

23 Expanded Bronze plans sold in Transylvania County, North Carolina, from 5 insurers, priced at age 27.

What people in Transylvania County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Transylvania County listed at $940 a month and the average person paid $286 after the advance premium tax credit.

Across the 100 North Carolina counties CMS published, the averages are $860 and $189; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

373 of the 2,617 people who enrolled here — 14.3% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 212730405060

PlanMetalType Premium at 27DeductibleMax out of pocket
Everyday Bronze
Ambetter of North Carolina
Expanded BronzeHMO $448.02 $8,450 $10,150
Standard Expanded Bronze
Ambetter of North Carolina
Expanded BronzeHMO $449.76 $7,500 $10,000
AmeriHealth Caritas Next Bronze Signature + No Referrals
AmeriHealth Caritas Next
Expanded BronzeHMO $456.84 $7,500 $10,000
Everyday Bronze + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $463.10 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $464.90 $7,500 $10,000
AmeriHealth Caritas Next Bronze Premier + No Referrals
AmeriHealth Caritas Next
Expanded BronzeHMO $466.75 $3,850 $10,600
Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $506.32 $7,000 $10,600
Elite Bronze
Ambetter of North Carolina
Expanded BronzeHMO $509.06 $0 $10,500
Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $521.91 $7,000 $10,600
Elite Bronze + Vision + Adult Dental
Ambetter of North Carolina
Expanded BronzeHMO $526.19 $0 $10,500
Blue Care Bronze Standard | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $527.94 $7,500 $10,000
Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $534.04 $4,000 $10,600
Bronze Classic Standard
Oscar Health Plan of North Carolina, Inc
Expanded BronzeHMO $541.69 $7,500 $10,000
Blue Advantage Bronze Standard | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $542.74 $7,500 $10,000
Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzeHMO $547.42 $8,500 $8,500
Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $550.38 $4,000 $10,600
Bronze Classic 4700
Oscar Health Plan of North Carolina, Inc
Expanded BronzeHMO $554.24 $4,700 $9,600
Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
Expanded BronzePPO $564.20 $8,500 $8,500
Bronze Elite + PCP Saver Plus
Oscar Health Plan of North Carolina, Inc
Expanded BronzeHMO $603.78 $0 $10,600
Connect Bronze 5500 Indiv Med Deductible
Cigna Healthcare
Expanded BronzeHMO $733.42 $5,500 $10,250
Connect Bronze CMS Standard
Cigna Healthcare
Expanded BronzeHMO $734.07 $7,500 $10,000
Connect Bronze 6500 Indiv Med Deductible
Cigna Healthcare
Expanded BronzeHMO $737.53 $6,500 $9,900
Connect myDiabetesCare Bronze
Cigna Healthcare
Expanded BronzeHMO $743.71 $6,000 $9,900

Counties next to this one

Transylvania County is in Rating Area 1 of North Carolina. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in North Carolina.

CountyPlansInsurersCheapest at 40Average paid after credit
Haywood County same rating area 645 $546.35$274
Jackson County same rating area 645 $546.35$255
Rutherford County same rating area 645 $546.35$193
Buncombe County same rating area 595 $546.35$258
Madison County same rating area 595 $546.35$249
McDowell County same rating area 595 $546.35$200
Mitchell County same rating area 595 $546.35$242
Polk County same rating area 595 $546.35$293
Yancey County same rating area 595 $546.35$245
Henderson County same rating area 575 $550.91$260
Avery County same rating area 514 $546.35$286
Clay County same rating area 514 $546.35$287

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Transylvania County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.