Blue Cross and Blue Shield of NC

117 marketplace plans in 1 state: Silver, Gold, Expanded Bronze. Sold in 100 counties; the cheapest at age 40 is $445.74 a month.

Customer service: 1-800-324-4973

The premium at 40 is a range where the plan is sold in more than one rating area, because a marketplace plan is priced per rating area rather than per state; open the plan for the price in each county.

Silver (39 plans)

Plan	Type	State	Counties	Premium at 40	Deductible	Max out of pocket
Blue Advantage Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Nationwide Doctors	PPO	North Carolina	90	$836.04 to $940.56	$3,000	$10,600
Blue Advantage Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Nationwide Doctors	PPO	North Carolina	90	$808.76 to $909.86	$2,800	$10,600
Blue Advantage Silver Standard \| Nationwide Doctors	PPO	North Carolina	90	$817.51 to $919.70	$6,000	$8,900
Blue Care Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Statewide Doctors	HMO	North Carolina	90	$811.13 to $912.53	$3,000	$10,600
Blue Care Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Statewide Doctors	HMO	North Carolina	90	$784.64 to $882.71	$2,800	$10,600
Blue Care Silver Standard \| Statewide Doctors	HMO	North Carolina	90	$795.22 to $894.63	$6,000	$8,900
Blue Value Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Limited Statewide Doctors	POS	North Carolina	12	$717.88 to $747.17	$3,000	$10,600
Blue Value Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Limited Statewide Doctors	POS	North Carolina	12	$694.18 to $722.53	$2,800	$10,600
Blue Value Silver Standard \| Limited Statewide Doctors	POS	North Carolina	12	$702.01 to $730.66	$6,000	$8,900
Blue Home Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| with UNC Health Alliance	EPO	North Carolina	7	$623.18	$3,000	$10,600
Blue Home Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with UNC Health Alliance	EPO	North Carolina	7	$602.90	$2,800	$10,600
Blue Home Silver Standard \| with UNC Health Alliance	EPO	North Carolina	7	$609.55	$6,000	$8,900
Blue Local Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with Atrium Health	EPO	North Carolina	6	$727.40	$2,800	$10,600
Blue Local Silver Standard \| with Atrium Health	EPO	North Carolina	6	$735.36	$6,000	$8,900
Blue Local Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with Atrium Health	EPO	North Carolina	5	$627.37	$2,800	$10,600
Blue Local Silver Standard \| with Atrium Health	EPO	North Carolina	5	$634.31	$6,000	$8,900
Blue Home Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with Novant Health	EPO	North Carolina	4	$585.82	$2,800	$10,600
Blue Home Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with Novant Health	EPO	North Carolina	4	$667.36	$2,800	$10,600
Blue Home Silver Standard \| with Novant Health	EPO	North Carolina	4	$592.25	$6,000	$8,900
Blue Home Silver Standard \| with Novant Health	EPO	North Carolina	4	$674.71	$6,000	$8,900
Blue Home Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| with UNC Health Alliance	EPO	North Carolina	3	$603.94	$3,000	$10,600
Blue Home Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with Cone Health	EPO	North Carolina	3	$677.43	$2,800	$10,600
Blue Home Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with UNC Health Alliance	EPO	North Carolina	3	$584.30	$2,800	$10,600
Blue Home Silver Standard \| with Cone Health	EPO	North Carolina	3	$684.80	$6,000	$8,900
Blue Home Silver Standard \| with UNC Health Alliance	EPO	North Carolina	3	$590.76	$6,000	$8,900
Blue Local Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| with Atrium Health	EPO	North Carolina	3	$773.28	$3,000	$10,600
Blue Local Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with Atrium Health	EPO	North Carolina	3	$748.19	$2,800	$10,600
Blue Local Silver Standard \| with Atrium Health	EPO	North Carolina	3	$756.37	$6,000	$8,900
Blue Value Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| Limited Statewide Doctors	POS	North Carolina	3	$745.36	$3,000	$10,600
Blue Value Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| Limited Statewide Doctors	POS	North Carolina	3	$720.78	$2,800	$10,600
Blue Value Silver Standard \| Limited Statewide Doctors	POS	North Carolina	3	$728.88	$6,000	$8,900
Blue Local Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with Atrium Health	EPO	North Carolina	2	$608.32	$2,800	$10,600
Blue Local Silver Standard \| with Atrium Health	EPO	North Carolina	2	$615.04	$6,000	$8,900
Blue Home Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| with UNC Health Alliance	EPO	North Carolina	1	$697.29	$3,000	$10,600
Blue Home Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with UNC Health Alliance	EPO	North Carolina	1	$674.59	$2,800	$10,600
Blue Home Silver Standard \| with UNC Health Alliance	EPO	North Carolina	1	$682.04	$6,000	$8,900
Blue Local Silver Choice A \| 3 Free PCP \| $15 Tier 1 Rx \| with Atrium Health	EPO	North Carolina	1	$697.03	$3,000	$10,600
Blue Local Silver Preferred \| 3 Free PCP \| $10 Tier 1 Rx \| Integrated \| with Atrium Health	EPO	North Carolina	1	$674.43	$2,800	$10,600
Blue Local Silver Standard \| with Atrium Health	EPO	North Carolina	1	$681.89	$6,000	$8,900

Gold (30 plans)

Plan	Type	State	Counties	Premium at 40	Deductible	Max out of pocket
Blue Advantage Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Nationwide Doctors	PPO	North Carolina	90	$848.69 to $954.78	$1,800	$10,600
Blue Advantage Gold Standard A \| Nationwide Doctors	PPO	North Carolina	90	$857.14 to $964.29	$2,000	$8,200
Blue Care Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Statewide Doctors	HMO	North Carolina	90	$823.40 to $926.33	$1,800	$10,600
Blue Care Gold Standard A \| Statewide Doctors	HMO	North Carolina	90	$833.72 to $937.92	$2,000	$8,200
Blue Value Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Limited Statewide Doctors	POS	North Carolina	12	$729.05 to $758.80	$1,800	$10,600
Blue Value Gold Standard A \| Limited Statewide Doctors	POS	North Carolina	12	$736.54 to $766.60	$2,000	$8,200
Blue Home Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with UNC Health Alliance	EPO	North Carolina	7	$632.62	$1,800	$10,600
Blue Home Gold Standard A \| with UNC Health Alliance	EPO	North Carolina	7	$639.05	$2,000	$8,200
Blue Local Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Atrium Health	EPO	North Carolina	6	$763.26	$1,800	$10,600
Blue Local Gold Standard A \| with Atrium Health	EPO	North Carolina	6	$770.97	$2,000	$8,200
Blue Local Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Atrium Health	EPO	North Carolina	5	$658.23	$1,800	$10,600
Blue Local Gold Standard A \| with Atrium Health	EPO	North Carolina	5	$664.94	$2,000	$8,200
Blue Home Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Novant Health	EPO	North Carolina	4	$614.67	$1,800	$10,600
Blue Home Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Novant Health	EPO	North Carolina	4	$700.24	$1,800	$10,600
Blue Home Gold Standard A \| with Novant Health	EPO	North Carolina	4	$620.88	$2,000	$8,200
Blue Home Gold Standard A \| with Novant Health	EPO	North Carolina	4	$707.32	$2,000	$8,200
Blue Home Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Cone Health	EPO	North Carolina	3	$710.94	$1,800	$10,600
Blue Home Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with UNC Health Alliance	EPO	North Carolina	3	$613.09	$1,800	$10,600
Blue Home Gold Standard A \| with Cone Health	EPO	North Carolina	3	$717.98	$2,000	$8,200
Blue Home Gold Standard A \| with UNC Health Alliance	EPO	North Carolina	3	$619.33	$2,000	$8,200
Blue Local Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Atrium Health	EPO	North Carolina	3	$785.06	$1,800	$10,600
Blue Local Gold Standard A \| with Atrium Health	EPO	North Carolina	3	$792.99	$2,000	$8,200
Blue Value Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| Limited Statewide Doctors	POS	North Carolina	3	$756.96	$1,800	$10,600
Blue Value Gold Standard A \| Limited Statewide Doctors	POS	North Carolina	3	$764.73	$2,000	$8,200
Blue Local Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Atrium Health	EPO	North Carolina	2	$638.23	$1,800	$10,600
Blue Local Gold Standard A \| with Atrium Health	EPO	North Carolina	2	$644.73	$2,000	$8,200
Blue Home Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with UNC Health Alliance	EPO	North Carolina	1	$707.85	$1,800	$10,600
Blue Home Gold Standard A \| with UNC Health Alliance	EPO	North Carolina	1	$715.05	$2,000	$8,200
Blue Local Gold Premier A \| 3 Free PCP \| $10 Tier 1 Rx \| with Atrium Health	EPO	North Carolina	1	$707.60	$1,800	$10,600
Blue Local Gold Standard A \| with Atrium Health	EPO	North Carolina	1	$714.81	$2,000	$8,200

Expanded Bronze (48 plans)

Plan	Type	State	Counties	Premium at 40	Deductible	Max out of pocket
Blue Advantage Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Nationwide Doctors	PPO	North Carolina	90	$617.17 to $694.31	$7,000	$10,600
Blue Advantage Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Nationwide Doctors	PPO	North Carolina	90	$650.82 to $732.18	$4,000	$10,600
Blue Advantage Bronze HSA Eligible \| Integrated \| Nationwide Doctors	PPO	North Carolina	90	$667.18 to $750.57	$8,500	$8,500
Blue Advantage Bronze Standard \| Nationwide Doctors	PPO	North Carolina	90	$641.80 to $722.02	$7,500	$10,000
Blue Care Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Statewide Doctors	HMO	North Carolina	90	$598.73 to $673.57	$7,000	$10,600
Blue Care Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Statewide Doctors	HMO	North Carolina	90	$631.51 to $710.45	$4,000	$10,600
Blue Care Bronze HSA Eligible \| Integrated \| Statewide Doctors	HMO	North Carolina	90	$647.33 to $728.26	$8,500	$8,500
Blue Care Bronze Standard \| Statewide Doctors	HMO	North Carolina	90	$624.30 to $702.34	$7,500	$10,000
Blue Value Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Limited Statewide Doctors	POS	North Carolina	12	$529.51 to $551.14	$7,000	$10,600
Blue Value Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Limited Statewide Doctors	POS	North Carolina	12	$558.79 to $581.59	$4,000	$10,600
Blue Value Bronze HSA Eligible \| Integrated \| Limited Statewide Doctors	POS	North Carolina	12	$573.09 to $596.48	$8,500	$8,500
Blue Value Bronze Standard \| Limited Statewide Doctors	POS	North Carolina	12	$550.89 to $573.39	$7,500	$10,000
Blue Home Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with UNC Health Alliance	EPO	North Carolina	7	$459.93	$7,000	$10,600
Blue Home Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| with UNC Health Alliance	EPO	North Carolina	7	$484.89	$4,000	$10,600
Blue Home Bronze HSA Eligible \| Integrated \| with UNC Health Alliance	EPO	North Carolina	7	$497.41	$8,500	$8,500
Blue Home Bronze Standard \| with UNC Health Alliance	EPO	North Carolina	7	$478.46	$7,500	$10,000
Blue Local Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with Atrium Health	EPO	North Carolina	6	$554.84	$7,000	$10,600
Blue Local Bronze Standard \| with Atrium Health	EPO	North Carolina	6	$577.32	$7,500	$10,000
Blue Local Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with Atrium Health	EPO	North Carolina	5	$478.57	$7,000	$10,600
Blue Local Bronze Standard \| with Atrium Health	EPO	North Carolina	5	$497.92	$7,500	$10,000
Blue Home Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with Novant Health	EPO	North Carolina	4	$446.85	$7,000	$10,600
Blue Home Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with Novant Health	EPO	North Carolina	4	$509.07	$7,000	$10,600
Blue Home Bronze Standard \| with Novant Health	EPO	North Carolina	4	$464.89	$7,500	$10,000
Blue Home Bronze Standard \| with Novant Health	EPO	North Carolina	4	$529.60	$7,500	$10,000
Blue Home Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with Cone Health	EPO	North Carolina	3	$516.98	$7,000	$10,600
Blue Home Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with UNC Health Alliance	EPO	North Carolina	3	$445.74	$7,000	$10,600
Blue Home Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| with UNC Health Alliance	EPO	North Carolina	3	$469.93	$4,000	$10,600
Blue Home Bronze HSA Eligible \| Integrated \| with UNC Health Alliance	EPO	North Carolina	3	$482.07	$8,500	$8,500
Blue Home Bronze Standard \| with Cone Health	EPO	North Carolina	3	$537.69	$7,500	$10,000
Blue Home Bronze Standard \| with UNC Health Alliance	EPO	North Carolina	3	$463.68	$7,500	$10,000
Blue Local Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with Atrium Health	EPO	North Carolina	3	$570.70	$7,000	$10,600
Blue Local Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| with Atrium Health	EPO	North Carolina	3	$601.82	$4,000	$10,600
Blue Local Bronze HSA Eligible \| Integrated \| with Atrium Health	EPO	North Carolina	3	$617.30	$8,500	$8,500
Blue Local Bronze Standard \| with Atrium Health	EPO	North Carolina	3	$593.82	$7,500	$10,000
Blue Value Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| Limited Statewide Doctors	POS	North Carolina	3	$549.80	$7,000	$10,600
Blue Value Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| Limited Statewide Doctors	POS	North Carolina	3	$580.19	$4,000	$10,600
Blue Value Bronze HSA Eligible \| Integrated \| Limited Statewide Doctors	POS	North Carolina	3	$595.04	$8,500	$8,500
Blue Value Bronze Standard \| Limited Statewide Doctors	POS	North Carolina	3	$571.98	$7,500	$10,000
Blue Local Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with Atrium Health	EPO	North Carolina	2	$464.03	$7,000	$10,600
Blue Local Bronze Standard \| with Atrium Health	EPO	North Carolina	2	$482.79	$7,500	$10,000
Blue Home Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with UNC Health Alliance	EPO	North Carolina	1	$514.63	$7,000	$10,600
Blue Home Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| with UNC Health Alliance	EPO	North Carolina	1	$542.56	$4,000	$10,600
Blue Home Bronze HSA Eligible \| Integrated \| with UNC Health Alliance	EPO	North Carolina	1	$556.57	$8,500	$8,500
Blue Home Bronze Standard \| with UNC Health Alliance	EPO	North Carolina	1	$535.35	$7,500	$10,000
Blue Local Bronze Basic \| 3 Free PCP \| $25 Tier 1 Rx \| Integrated \| with Atrium Health	EPO	North Carolina	1	$514.46	$7,000	$10,600
Blue Local Bronze Complete \| $60 PCP \| $20 Tier 1 Rx \| with Atrium Health	EPO	North Carolina	1	$542.40	$4,000	$10,600
Blue Local Bronze HSA Eligible \| Integrated \| with Atrium Health	EPO	North Carolina	1	$556.33	$8,500	$8,500
Blue Local Bronze Standard \| with Atrium Health	EPO	North Carolina	1	$535.26	$7,500	$10,000

An insurer may file under several company identifiers — CMS lists 183 of them behind 108 insurer names — and this page collects all of them under the name you would recognise.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services. CMS landscape file as loaded 18 September 2026. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.