QHP Index

Silver plans in Northampton County

10 Silver plans sold in Northampton County, North Carolina, from 2 insurers, priced at age 21.

What people in Northampton County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Northampton County listed at $1,075 a month and the average person paid $138 after the advance premium tax credit.

Across the 100 North Carolina counties CMS published, the averages are $860 and $189; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

535 of the 1,227 people who enrolled here — 43.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $645.94 $2,800 $10,600
Blue Care Silver Standard | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $654.65 $6,000 $8,900
Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $665.79 $2,800 $10,600
Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $667.75 $3,000 $10,600
Blue Advantage Silver Standard | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $672.99 $6,000 $8,900
Connect Silver 5000 Indiv Med Deductible
Cigna Healthcare
SilverHMO $674.66 $5,000 $8,850
Connect Silver 3600 Indiv Med Deductible
Cigna Healthcare
SilverHMO $675.95 $3,600 $9,150
Connect Silver CMS Standard
Cigna Healthcare
SilverHMO $676.19 $6,000 $8,900
Connect myDiabetesCare Silver
Cigna Healthcare
SilverHMO $683.87 $4,300 $9,200
Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $688.25 $3,000 $10,600

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Counties next to this one

Northampton County is in Rating Area 12 of North Carolina. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 10 other counties share it and are listed first; the rest are the largest in North Carolina.

CountyPlansInsurersCheapest at 40Average paid after credit
Bertie County same rating area 282 $629.91$119
Camden County same rating area 282 $629.91$149
Chowan County same rating area 282 $629.91$182
Currituck County same rating area 282 $629.91$196
Gates County same rating area 282 $629.91$158
Halifax County same rating area 282 $629.91$121
Hertford County same rating area 282 $629.91$119
Martin County same rating area 282 $629.91$152
Pasquotank County same rating area 282 $629.91$136
Perquimans County same rating area 282 $629.91$182
Davidson County 896 $420.11$193
Forsyth County 896 $420.11$177

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Northampton County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.