QHP Index

Gold plans in New Hanover County

16 Gold plans sold in New Hanover County, North Carolina, from 4 insurers, priced at age 21.

What people in New Hanover County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in New Hanover County listed at $800 a month and the average person paid $226 after the advance premium tax credit.

Across the 100 North Carolina counties CMS published, the averages are $860 and $189; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

5,109 of the 22,323 people who enrolled here — 22.9% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
Standard Gold
Ambetter of North Carolina
GoldHMO $554.76 $2,000 $8,200
Standard Gold + Vision + Adult Dental
Ambetter of North Carolina
GoldHMO $573.43 $2,000 $8,200
Complete Gold
Ambetter of North Carolina
GoldHMO $579.97 $1,450 $7,500
Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors
Blue Cross and Blue Shield of NC
GoldPOS $593.74 $1,800 $10,600
Complete Gold + Vision + Adult Dental
Ambetter of North Carolina
GoldHMO $599.48 $1,450 $7,500
Blue Value Gold Standard A | Limited Statewide Doctors
Blue Cross and Blue Shield of NC
GoldPOS $599.84 $2,000 $8,200
Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
GoldHMO $684.56 $1,800 $10,600
Blue Care Gold Standard A | Statewide Doctors
Blue Cross and Blue Shield of NC
GoldHMO $693.13 $2,000 $8,200
Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
GoldPPO $705.59 $1,800 $10,600
Blue Advantage Gold Standard A | Nationwide Doctors
Blue Cross and Blue Shield of NC
GoldPPO $712.61 $2,000 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
GoldHMO $750.60 $0 $10,600
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldHMO $754.39 $2,000 $8,200
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldHMO $772.37 $750 $9,200
UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
GoldHMO $790.68 $750 $9,200
Connect Gold CMS Standard
Cigna Healthcare
GoldHMO $938.34 $2,000 $8,200
Connect Gold 1500 Indiv Med Deductible
Cigna Healthcare
GoldHMO $939.91 $1,500 $9,950

Counties next to this one

New Hanover County is in Rating Area 15 of North Carolina. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 5 other counties share it and are listed first; the rest are the largest in North Carolina.

CountyPlansInsurersCheapest at 40Average paid after credit
Brunswick County same rating area 654 $533.44$267
Columbus County same rating area 654 $533.44$162
Pender County same rating area 654 $533.44$232
Duplin County same rating area 503 $551.14$143
Onslow County same rating area 372 $551.14$203
Davidson County 896 $420.11$193
Forsyth County 896 $420.11$177
Yadkin County 896 $420.11$200
Davie County 836 $420.11$180
Guilford County 836 $421.96$186
Mecklenburg County 815 $446.85$138
Randolph County 755 $421.96$184

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for New Hanover County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.