Gold plans in Beaufort County
6 Gold plans sold in Beaufort County, North Carolina, from 2 insurers, priced at age 21.
What people in Beaufort County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Beaufort County listed at $1,022 a month and the average person paid $141 after the advance premium tax credit.
Across the 100 North Carolina counties CMS published, the averages are $860 and $189; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
1,590 of the 4,074 people who enrolled here — 39.0% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 21: 212730405060
| Plan | Metal | Type | Premium at 21 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC |
Gold | HMO | $684.56 | $1,800 | $10,600 |
| Blue Care Gold Standard A | Statewide Doctors
Blue Cross and Blue Shield of NC |
Gold | HMO | $693.13 | $2,000 | $8,200 |
| Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC |
Gold | PPO | $705.59 | $1,800 | $10,600 |
| Blue Advantage Gold Standard A | Nationwide Doctors
Blue Cross and Blue Shield of NC |
Gold | PPO | $712.61 | $2,000 | $8,200 |
| Connect Gold CMS Standard
Cigna Healthcare |
Gold | HMO | $883.97 | $2,000 | $8,200 |
| Connect Gold 1500 Indiv Med Deductible
Cigna Healthcare |
Gold | HMO | $885.45 | $1,500 | $9,950 |
Counties next to this one
Beaufort County is in Rating Area 16 of North Carolina. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 9 other counties share it and are listed first; the rest are the largest in North Carolina.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Carteret County same rating area | 28 | 2 | $636.15 | $220 |
| Craven County same rating area | 28 | 2 | $636.15 | $167 |
| Dare County same rating area | 28 | 2 | $636.15 | $217 |
| Hyde County same rating area | 28 | 2 | $636.15 | $219 |
| Jones County same rating area | 28 | 2 | $636.15 | $156 |
| Lenoir County same rating area | 28 | 2 | $636.15 | $158 |
| Pamlico County same rating area | 28 | 2 | $636.15 | $231 |
| Tyrrell County same rating area | 28 | 2 | $636.15 | $141 |
| Washington County same rating area | 28 | 2 | $636.15 | $170 |
| Davidson County | 89 | 6 | $420.11 | $193 |
| Forsyth County | 89 | 6 | $420.11 | $177 |
| Yadkin County | 89 | 6 | $420.11 | $200 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Beaufort County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.