Silver plans in Wright County
9 Silver plans sold in Wright County, Iowa, from 3 insurers, priced at age 40.
What people in Wright County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Wright County listed at $700 a month and the average person paid $194 after the advance premium tax credit.
Across the 99 Iowa counties CMS published, the averages are $658 and $235; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
96 of the 473 people who enrolled here — 20.3% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 40: 212730405060
| Plan | Metal | Type | Premium at 40 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Wellmark Silver Traditional HMO
Wellmark Health Plan of Iowa, Inc. |
Silver | HMO | $580.55 | $5,000 | $7,500 |
| Silver Simple PCP Saver
Oscar Insurance Company |
Silver | EPO | $586.74 | $5,000 | $8,500 |
| Silver Classic Standard
Oscar Insurance Company |
Silver | EPO | $587.38 | $6,000 | $8,900 |
| Wellmark Standard Silver HMO
Wellmark Health Plan of Iowa, Inc. |
Silver | HMO | $589.05 | $6,000 | $8,900 |
| Silver Classic
Oscar Insurance Company |
Silver | EPO | $595.06 | $5,000 | $8,000 |
| Silver Simple Diabetes
Oscar Insurance Company |
Silver | EPO | $599.36 | $6,500 | $10,000 |
| Medica Insure Silver $0 Copay PCP Visits
Medica |
Silver | EPO | $1,021.89 | $3,500 | $10,450 |
| Medica Insure Silver Share
Medica |
Silver | EPO | $1,052.56 | $3,525 | $8,850 |
| Medica Insure Silver Standard
Medica |
Silver | EPO | $1,069.04 | $6,000 | $8,900 |
Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.
Counties next to this one
Wright County is in Rating Area 7 of Iowa. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Iowa.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Butler County same rating area | 58 | 4 | $321.70 | $288 |
| Fayette County same rating area | 55 | 4 | $321.70 | $248 |
| Cerro Gordo County same rating area | 52 | 4 | $321.70 | $260 |
| Franklin County same rating area | 52 | 4 | $321.70 | $254 |
| Hancock County same rating area | 52 | 4 | $321.70 | $302 |
| Kossuth County same rating area | 52 | 4 | $321.70 | $260 |
| Winnebago County same rating area | 52 | 4 | $321.70 | $246 |
| Worth County same rating area | 52 | 4 | $321.70 | $244 |
| Chickasaw County same rating area | 42 | 4 | $384.83 | $202 |
| Floyd County same rating area | 42 | 4 | $384.83 | $222 |
| Mitchell County same rating area | 36 | 3 | $321.70 | $292 |
| Bremer County same rating area | 32 | 3 | $384.83 | $205 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When next year’s premiums are posted for Wright County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.