Silver plans in Sac County
9 Silver plans sold in Sac County, Iowa, from 3 insurers, priced at age 40.
What people in Sac County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Sac County listed at $681 a month and the average person paid $276 after the advance premium tax credit.
Across the 99 Iowa counties CMS published, the averages are $658 and $235; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
75 of the 534 people who enrolled here — 14.0% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 40: 212730405060
| Plan | Metal | Type | Premium at 40 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Silver Simple PCP Saver
Oscar Insurance Company |
Silver | EPO | $547.92 | $5,000 | $8,500 |
| Silver Classic Standard
Oscar Insurance Company |
Silver | EPO | $548.51 | $6,000 | $8,900 |
| Silver Classic
Oscar Insurance Company |
Silver | EPO | $555.68 | $5,000 | $8,000 |
| Silver Simple Diabetes
Oscar Insurance Company |
Silver | EPO | $559.70 | $6,500 | $10,000 |
| Wellmark Silver Traditional HMO
Wellmark Health Plan of Iowa, Inc. |
Silver | HMO | $611.94 | $5,000 | $7,500 |
| Wellmark Standard Silver HMO
Wellmark Health Plan of Iowa, Inc. |
Silver | HMO | $620.90 | $6,000 | $8,900 |
| Medica Insure Silver $0 Copay PCP Visits
Medica |
Silver | EPO | $885.68 | $3,500 | $10,450 |
| Medica Insure Silver Share
Medica |
Silver | EPO | $912.27 | $3,525 | $8,850 |
| Medica Insure Silver Standard
Medica |
Silver | EPO | $926.56 | $6,000 | $8,900 |
Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.
Counties next to this one
Sac County is in Rating Area 3 of Iowa. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Iowa.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Woodbury County same rating area | 58 | 4 | $300.41 | $239 |
| Sioux County same rating area | 54 | 5 | $353.58 | $265 |
| Cherokee County same rating area | 42 | 4 | $359.36 | $284 |
| Ida County same rating area | 42 | 4 | $359.36 | $295 |
| Monona County same rating area | 42 | 4 | $359.36 | $285 |
| Palo Alto County same rating area | 42 | 4 | $359.36 | $284 |
| Plymouth County same rating area | 36 | 3 | $300.41 | $318 |
| Crawford County same rating area | 32 | 3 | $392.39 | $264 |
| Clay County same rating area | 28 | 3 | $353.58 | $251 |
| Dickinson County same rating area | 28 | 3 | $353.58 | $276 |
| Lyon County same rating area | 28 | 3 | $353.58 | $241 |
| O'Brien County same rating area | 28 | 3 | $353.58 | $228 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Sac County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.