QHP Index

Marketplace health plans in Polk County

26 plans sold in Polk County, Wisconsin, from 3 insurers, priced at age 21.

What people in Polk County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Polk County listed at $842 a month and the average person paid $246 after the advance premium tax credit.

Across the 72 Wisconsin counties CMS published, the averages are $857 and $257; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

464 of the 2,440 people who enrolled here — 19.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 212730405060

PlanMetalType Premium at 21DeductibleMax out of pocket
Medica Individual Choice Bronze Share
Medica
Expanded BronzeEPO $356.56 $8,000 $10,600
Atlas $8,400 HSA Bronze
HealthPartners
Expanded BronzePPO $360.08 $8,400 $8,400
Atlas $6,800 Plus Bronze HSA
HealthPartners
Expanded BronzePPO $364.10 $6,800 $10,600
Atlas $7,500 Standard Bronze HSA
HealthPartners
Expanded BronzePPO $378.54 $7,500 $10,000
Medica Individual Choice Expanded Bronze Standard
Medica
Expanded BronzeEPO $387.23 $7,500 $10,000
Medica Individual Choice Bronze HSA
Medica
Expanded BronzeEPO $396.06 $7,500 $8,500
Atlas $3,800 HSA Silver
HealthPartners
SilverPPO $471.38 $3,800 $8,000
Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
Expanded BronzePOS $483.58 $5,000 $10,600
Atlas $3,050 Plus Silver
HealthPartners
SilverPPO $488.75 $3,050 $9,700
Anthem Bronze Preferred/Broad HSA (+ Incentives)
Anthem Blue Cross and Blue Shield
Expanded BronzePOS $488.95 $8,450 $8,450
Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
Expanded BronzePOS $489.73 $7,500 $10,000
Medica Individual Choice Gold $0 Copay PCP Visits
Medica
GoldEPO $492.26 $1,500 $8,800
Medica Individual Choice Silver $0 Copay PCP Visits
Medica
SilverEPO $493.22 $3,500 $10,450
Atlas $6,000 Standard Silver
HealthPartners
SilverPPO $496.45 $6,000 $8,900
Medica Individual Choice Gold Share
Medica
GoldEPO $502.51 $2,500 $5,900
Medica Individual Choice Silver Share
Medica
SilverEPO $504.08 $3,525 $8,850
Medica Individual Choice Silver Standard
Medica
SilverEPO $505.35 $6,000 $8,900
Medica Individual Choice Gold Standard
Medica
GoldEPO $508.35 $2,000 $8,200
Atlas $2,000 Standard Gold
HealthPartners
GoldPPO $514.65 $2,000 $8,200
Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives)
Anthem Blue Cross and Blue Shield
Expanded BronzePOS $518.50 $0 $10,600
Atlas $1,300 Gold
HealthPartners
GoldPPO $523.97 $1,300 $8,600
Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
SilverPOS $651.52 $6,000 $8,900
Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
SilverPOS $651.66 $4,000 $9,400
Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
SilverPOS $652.02 $5,500 $9,200
Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
GoldPOS $748.48 $1,000 $7,200
Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
GoldPOS $748.52 $2,000 $8,200

Counties next to this one

Polk County is in Rating Area 3 of Wisconsin. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 2 other counties share it and are listed first; the rest are the largest in Wisconsin.

CountyPlansInsurersCheapest at 40Average paid after credit
Pierce County same rating area 293 $450.80$303
Saint Croix County same rating area 293 $450.80$309
Waukesha County 625 $422.72$337
Brown County 575 $417.64$242
Kewaunee County 575 $417.64$254
Shawano County 545 $396.22$259
Buffalo County 534 $494.09$225
Jackson County 534 $494.09$244
Ozaukee County 534 $446.60$335
Pepin County 534 $574.28$294
Washington County 534 $446.60$314
Columbia County 494 $360.54$280

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Polk County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.