QHP Index

Gold plans in Cooke County

27 Gold plans sold in Cooke County, Texas, from 5 insurers, priced at age 27.

What people in Cooke County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Cooke County listed at $858 a month and the average person paid $139 after the advance premium tax credit.

Across the 254 Texas counties CMS published, the averages are $834 and $98; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

1,886 of the 4,470 people who enrolled here — 42.2% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 212730405060

PlanMetalType Premium at 27DeductibleMax out of pocket
Molina Gold Saver 750
Molina Healthcare
GoldHMO $514.83 $750 $9,400
Molina Gold Core 1640
Molina Healthcare
GoldHMO $514.95 $1,640 $8,100
Molina Gold Saver 750 Pluswith Adult Vision
Molina Healthcare
GoldHMO $518.46 $750 $9,400
Molina Gold Core 1640 Pluswith Adult Vision
Molina Healthcare
GoldHMO $518.58 $1,640 $8,100
Molina Gold Saver 750 Pluswith Adult Dental and Vision
Molina Healthcare
GoldHMO $531.10 $750 $9,400
Molina Gold Core 1640 Pluswith Adult Dental and Vision
Molina Healthcare
GoldHMO $531.22 $1,640 $8,100
Gold Classic Standard
Oscar Insurance Company
GoldEPO $532.57 $2,000 $8,200
Molina Gold Standard
Molina Healthcare
GoldHMO $533.77 $2,000 $8,200
Gold Classic
Oscar Insurance Company
GoldEPO $540.89 $2,500 $8,000
Gold Elite
Oscar Insurance Company
GoldEPO $552.09 $1,200 $7,800
UHC Gold Standard
UnitedHealthcare
GoldHMO $604.96 $2,000 $8,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)
UnitedHealthcare
GoldHMO $619.07 $0 $7,800
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
UnitedHealthcare
GoldHMO $621.02 $1,000 $7,500
Standard Gold
Ambetter from Superior HealthPlan
GoldEPO $633.04 $2,000 $8,200
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $635.34 $0 $7,800
Everyday Gold
Ambetter from Superior HealthPlan
GoldEPO $635.97 $800 $7,250
Blue Advantage Gold HMO℠ 206
Blue Cross and Blue Shield of Texas
GoldHMO $636.66 $550 $10,100
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
UnitedHealthcare
GoldHMO $637.30 $1,000 $7,500
Blue Advantage Gold HMO℠ 603
Blue Cross and Blue Shield of Texas
GoldHMO $643.65 $1,000 $8,200
Blue Advantage Plus Gold℠ 803
Blue Cross and Blue Shield of Texas
GoldPOS $645.20 $2,400 $10,400
Complete Gold
Ambetter from Superior HealthPlan
GoldEPO $647.45 $1,450 $7,500
Blue Advantage Gold HMO℠ Standard
Blue Cross and Blue Shield of Texas
GoldHMO $649.83 $2,000 $8,200
Blue Advantage Plus Gold℠ 203
Blue Cross and Blue Shield of Texas
GoldPOS $652.81 $1,700 $10,150
Standard Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $656.60 $2,000 $8,200
Everyday Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $659.63 $800 $7,250
Complete Gold + Vision + Adult Dental
Ambetter from Superior HealthPlan
GoldEPO $671.56 $1,450 $7,500
Blue Advantage Plus Gold℠ Standard
Blue Cross and Blue Shield of Texas
GoldPOS $678.29 $2,000 $8,200

Counties next to this one

Cooke County is in Rating Area 19 of Texas. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 2 other counties share it and are listed first; the rest are the largest in Texas.

CountyPlansInsurersCheapest at 40Average paid after credit
Fannin County same rating area 574 $555.83$144
Grayson County same rating area 574 $555.83$147
Dallas County 1389 $411.53$67
Tarrant County 1288 $437.08$94
Collin County 1279 $411.53$96
Bexar County 1238 $397.16$95
Harris County 1217 $374.51$78
Rockwall County 1208 $411.53$103
Ellis County 1198 $411.53$84
Denton County 1177 $437.08$99
Comal County 1157 $334.61$168
Montgomery County 1127 $431.99$119

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Cooke County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.