Silver plans in Morton County
9 Silver plans sold in Morton County, North Dakota, from 2 insurers, priced at age 50.
What people in Morton County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Morton County listed at $506 a month and the average person paid $240 after the advance premium tax credit.
Across the 53 North Dakota counties CMS published, the averages are $628 and $228; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
151 of the 1,826 people who enrolled here — 8.3% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 50: 212730405060
| Plan | Metal | Type | Premium at 50 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Sanford Individual TRUE $3,500
Sanford Health Plan |
Silver | HMO | $612.88 | $3,500 | $9,750 |
| Sanford Individual TRUE Standardized $6,000
Sanford Health Plan |
Silver | HMO | $637.62 | $6,000 | $8,900 |
| Sanford Individual TRUE $4,750
Sanford Health Plan |
Silver | HMO | $657.97 | $4,750 | $9,750 |
| Sanford Individual Simplicity $3,500
Sanford Health Plan |
Silver | PPO | $752.21 | $3,500 | $9,750 |
| Sanford Individual Simplicity Standardized $6,000
Sanford Health Plan |
Silver | PPO | $765.41 | $6,000 | $8,900 |
| Sanford Individual Simplicity $4,750
Sanford Health Plan |
Silver | PPO | $791.48 | $4,750 | $9,750 |
| BlueValue Silver $40 PCP Copay (Standardized plan)
Blue Cross Blue Shield of North Dakota |
Silver | PPO | $961.12 | $6,000 | $8,900 |
| BlueCare Silver $20 PCP Copay ($5 Value Based Drug List)
Blue Cross Blue Shield of North Dakota |
Silver | PPO | $992.78 | $3,500 | $9,500 |
| BlueDirect Silver 80 HSA Eligible ($3500 Deductible / $5 Preventive Drug List)
Blue Cross Blue Shield of North Dakota |
Silver | PPO | $1,021.54 | $3,500 | $7,500 |
Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.
Counties next to this one
Morton County is in Rating Area 1 of North Dakota. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 1 other county shares it and is listed first; the rest are the largest in North Dakota.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Burleigh County same rating area | 37 | 3 | $296.44 | $250 |
| Cass County | 40 | 3 | $302.26 | $249 |
| Emmons County | 37 | 3 | $346.01 | $272 |
| McIntosh County | 37 | 3 | $346.01 | $265 |
| McLean County | 37 | 3 | $346.01 | $289 |
| Mercer County | 37 | 3 | $346.01 | $359 |
| Oliver County | 37 | 3 | $346.01 | $320 |
| Traill County | 37 | 3 | $346.01 | $236 |
| Benson County | 31 | 3 | $373.82 | $197 |
| Eddy County | 31 | 3 | $373.82 | $231 |
| Grand Forks County | 31 | 3 | $373.82 | $191 |
| Griggs County | 31 | 3 | $373.82 | $228 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Morton County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.