Catastrophic plans in Grand Forks County
2 Catastrophic plans sold in Grand Forks County, North Dakota, from 3 insurers, priced at age 60.
What people in Grand Forks County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Grand Forks County listed at $595 a month and the average person paid $191 after the advance premium tax credit.
Across the 53 North Dakota counties CMS published, the averages are $628 and $228; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
641 of the 3,416 people who enrolled here — 18.8% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 60: 212730405060
| Plan | Metal | Type | Premium at 60 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| BlueEssential Catastrophic 100 HSA Eligible $10600 Deductible
Blue Cross Blue Shield of North Dakota |
Catastrophic | PPO | $793.85 | $10,600 | $10,600 |
| Sanford Individual Simplicity $10,600
Sanford Health Plan |
Catastrophic | PPO | $837.80 | $10,600 | $10,600 |
Counties next to this one
Grand Forks County is in Rating Area 3 of North Dakota. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. No other county shares it; these are the largest in North Dakota.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Cass County | 40 | 3 | $302.26 | $249 |
| Burleigh County | 37 | 3 | $296.44 | $250 |
| Emmons County | 37 | 3 | $346.01 | $272 |
| McIntosh County | 37 | 3 | $346.01 | $265 |
| McLean County | 37 | 3 | $346.01 | $289 |
| Mercer County | 37 | 3 | $346.01 | $359 |
| Oliver County | 37 | 3 | $346.01 | $320 |
| Traill County | 37 | 3 | $346.01 | $236 |
| Benson County | 31 | 3 | $373.82 | $197 |
| Eddy County | 31 | 3 | $373.82 | $231 |
| Griggs County | 31 | 3 | $373.82 | $228 |
| Nelson County | 31 | 3 | $373.82 | $203 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Grand Forks County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.