QHP Index

Gold plans in Stanly County

11 Gold plans sold in Stanly County, North Carolina, from 3 insurers, priced at age 30.

What people in Stanly County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Stanly County listed at $726 a month and the average person paid $175 after the advance premium tax credit.

Across the 100 North Carolina counties CMS published, the averages are $860 and $189; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

991 of the 3,875 people who enrolled here — 25.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 30: 212730405060

PlanMetalType Premium at 30DeductibleMax out of pocket
Standard Gold with Atrium Health
Ambetter of North Carolina
GoldHMO $548.07 $2,000 $8,200
Gold Classic Standard | with Atrium Health
Oscar Health Plan of North Carolina, Inc
GoldHMO $557.32 $2,000 $8,200
Standard Gold with Atrium Health + Vision + Adult Dental
Ambetter of North Carolina
GoldHMO $566.51 $2,000 $8,200
Complete Gold with Atrium Health
Ambetter of North Carolina
GoldHMO $572.97 $1,450 $7,500
Complete Gold with Atrium Health + Vision + Adult Dental
Ambetter of North Carolina
GoldHMO $592.25 $1,450 $7,500
Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health
Blue Cross and Blue Shield of NC
GoldEPO $677.86 $1,800 $10,600
Blue Local Gold Standard A | with Atrium Health
Blue Cross and Blue Shield of NC
GoldEPO $684.70 $2,000 $8,200
Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
GoldHMO $799.83 $1,800 $10,600
Blue Care Gold Standard A | Statewide Doctors
Blue Cross and Blue Shield of NC
GoldHMO $809.85 $2,000 $8,200
Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
GoldPPO $824.40 $1,800 $10,600
Blue Advantage Gold Standard A | Nationwide Doctors
Blue Cross and Blue Shield of NC
GoldPPO $832.60 $2,000 $8,200

Counties next to this one

Stanly County is in Rating Area 4 of North Carolina. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 5 other counties share it and are listed first; the rest are the largest in North Carolina.

CountyPlansInsurersCheapest at 40Average paid after credit
Mecklenburg County same rating area 815 $446.85$138
Cabarrus County same rating area 684 $446.85$147
Union County same rating area 684 $446.85$192
Anson County same rating area 624 $449.20$141
Rowan County same rating area 543 $446.85$141
Davidson County 896 $420.11$193
Forsyth County 896 $420.11$177
Yadkin County 896 $420.11$200
Davie County 836 $420.11$180
Guilford County 836 $421.96$186
Randolph County 755 $421.96$184
Stokes County 755 $420.11$210

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Stanly County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.