QHP Index

Silver plans in Alleghany County

14 Silver plans sold in Alleghany County, North Carolina, from 3 insurers, priced at age 27.

What people in Alleghany County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Alleghany County listed at $960 a month and the average person paid $226 after the advance premium tax credit.

Across the 100 North Carolina counties CMS published, the averages are $860 and $189; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

175 of the 727 people who enrolled here — 24.1% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 212730405060

PlanMetalType Premium at 27DeductibleMax out of pocket
Clear Silver with $0 Insulin Options
Ambetter of North Carolina
SilverHMO $555.39 $7,000 $7,000
Standard Silver
Ambetter of North Carolina
SilverHMO $555.56 $6,000 $8,900
Enhanced Asthma/COPD Care Silver with $0 Drug Options
Ambetter of North Carolina
SilverHMO $570.07 $5,900 $8,150
Standard Silver + Vision + Adult Dental
Ambetter of North Carolina
SilverHMO $574.25 $6,000 $8,900
Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter of North Carolina
SilverHMO $589.25 $5,900 $8,150
AmeriHealth Caritas Next Silver Essential + No Referrals
AmeriHealth Caritas Next
SilverHMO $599.48 $6,100 $9,000
AmeriHealth Caritas Next Silver Signature + No Referrals
AmeriHealth Caritas Next
SilverHMO $604.62 $6,000 $8,900
AmeriHealth Caritas Next Silver Premier + No Referrals
AmeriHealth Caritas Next
SilverHMO $617.31 $400 $10,200
Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $670.24 $2,800 $10,600
Blue Care Silver Standard | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $679.28 $6,000 $8,900
Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $690.84 $2,800 $10,600
Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors
Blue Cross and Blue Shield of NC
SilverHMO $692.87 $3,000 $10,600
Blue Advantage Silver Standard | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $698.31 $6,000 $8,900
Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors
Blue Cross and Blue Shield of NC
SilverPPO $714.15 $3,000 $10,600

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Counties next to this one

Alleghany County is in Rating Area 3 of North Carolina. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 3 other counties share it and are listed first; the rest are the largest in North Carolina.

CountyPlansInsurersCheapest at 40Average paid after credit
Wilkes County same rating area 644 $514.46$169
Ashe County same rating area 262 $557.48$258
Watauga County same rating area 262 $557.48$288
Davidson County 896 $420.11$193
Forsyth County 896 $420.11$177
Yadkin County 896 $420.11$200
Davie County 836 $420.11$180
Guilford County 836 $421.96$186
Mecklenburg County 815 $446.85$138
Randolph County 755 $421.96$184
Stokes County 755 $420.11$210
Cabarrus County 684 $446.85$147

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Alleghany County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.