Expanded Bronze plans in Flathead County

Name: Expanded Bronze marketplace plans in Flathead County, MT: all 11
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

11 Expanded Bronze plans sold in Flathead County, Montana, from 3 insurers, priced at age 27.

What people in Flathead County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Flathead County listed at $676 a month and the average person paid $229 after the advance premium tax credit.

Across the 56 Montana counties CMS published, the averages are $776 and $214; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

1,879 of the 9,395 people who enrolled here — 20.0% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 27	Deductible	Max out of pocket
Blue Focus Bronze POS℠ Standard Blue Cross and Blue Shield of Montana	Expanded Bronze	POS	$375.28	$7,500	$10,000
Blue Focus Bronze POS℠ 205 Blue Cross and Blue Shield of Montana	Expanded Bronze	POS	$401.65	$3,500	$9,950
Plus Bronze Mountain Health CO-OP	Expanded Bronze	PPO	$433.76	$9,000	$10,150
Plus Bronze Standard Mountain Health CO-OP	Expanded Bronze	PPO	$433.91	$7,500	$10,000
Core Bronze HSA 8300 PacificSource Health Plans	Expanded Bronze	EPO	$434	$8,300	$8,300
Peak PPO Bronze Standard Mountain Health CO-OP	Expanded Bronze	PPO	$438.62	$7,500	$10,000
Peak PPO Bronze HDHP Mountain Health CO-OP	Expanded Bronze	PPO	$445.14	$8,400	$8,400
Core Standard Expanded Bronze HSA PacificSource Health Plans	Expanded Bronze	EPO	$463	$7,500	$10,000
Blue Preferred Bronze PPO℠ 201 Blue Cross and Blue Shield of Montana	Expanded Bronze	PPO	$491.72	$6,000	$10,600
Blue Preferred Bronze PPO℠ Standard Blue Cross and Blue Shield of Montana	Expanded Bronze	PPO	$515.86	$7,500	$10,000
Blue Preferred Bronze PPO℠ 202 Blue Cross and Blue Shield of Montana	Expanded Bronze	PPO	$551.78	$4,400	$8,300

Counties next to this one

Flathead County is in Rating Area 3 of Montana. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 2 other counties share it and are listed first; the rest are the largest in Montana.

County	Plans	Insurers	Cheapest at 40	Average paid after credit
Lake County same rating area	39	3	$317.10	$228
Missoula County same rating area	39	3	$317.10	$238
Carbon County	42	3	$312.41	$255
Musselshell County	42	3	$312.41	$182
Sweet Grass County	42	3	$312.41	$160
Yellowstone County	42	3	$312.41	$219
Cascade County	39	3	$356.99	$207
Gallatin County	39	3	$356.99	$264
Lewis and Clark County	39	3	$356.99	$250
Stillwater County	39	3	$312.41	$257
Beaverhead County	30	3	$313.41	$207
Big Horn County	30	3	$313.41	$129

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Flathead County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.