Bronze plans in Flathead County
2 Bronze plans sold in Flathead County, Montana, from 3 insurers, priced at age 50.
What people in Flathead County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Flathead County listed at $676 a month and the average person paid $229 after the advance premium tax credit.
Across the 56 Montana counties CMS published, the averages are $776 and $214; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
1,879 of the 9,395 people who enrolled here — 20.0% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 50: 212730405060
| Plan | Metal | Type | Premium at 50 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Blue Focus Bronze POS℠ 705
Blue Cross and Blue Shield of Montana |
Bronze | POS | $593.08 | $10,600 | $10,600 |
| Core Bronze HSA 10600
PacificSource Health Plans |
Bronze | EPO | $698 | $10,600 | $10,600 |
Counties next to this one
Flathead County is in Rating Area 3 of Montana. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 2 other counties share it and are listed first; the rest are the largest in Montana.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Lake County same rating area | 39 | 3 | $317.10 | $228 |
| Missoula County same rating area | 39 | 3 | $317.10 | $238 |
| Carbon County | 42 | 3 | $312.41 | $255 |
| Musselshell County | 42 | 3 | $312.41 | $182 |
| Sweet Grass County | 42 | 3 | $312.41 | $160 |
| Yellowstone County | 42 | 3 | $312.41 | $219 |
| Cascade County | 39 | 3 | $356.99 | $207 |
| Gallatin County | 39 | 3 | $356.99 | $264 |
| Lewis and Clark County | 39 | 3 | $356.99 | $250 |
| Stillwater County | 39 | 3 | $312.41 | $257 |
| Beaverhead County | 30 | 3 | $313.41 | $207 |
| Big Horn County | 30 | 3 | $313.41 | $129 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Flathead County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.