Silver plans in Lafayette County
6 Silver plans sold in Lafayette County, Mississippi, from 3 insurers, priced at age 60.
What people in Lafayette County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Lafayette County listed at $830 a month and the average person paid $203 after the advance premium tax credit.
Across the 82 Mississippi counties CMS published, the averages are $859 and $128; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
98 of the 3,006 people who enrolled here — 3.3% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 60: 212730405060
| Plan | Metal | Type | Premium at 60 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Silver Simple
Oscar Health Plan, Inc. |
Silver | HMO | $1,337.74 | $6,300 | $9,300 |
| Silver Classic Standard
Oscar Health Plan, Inc. |
Silver | HMO | $1,347.09 | $6,000 | $8,900 |
| Silver Simple Chronic Care CKM
Oscar Health Plan, Inc. |
Silver | HMO | $1,355.28 | $5,900 | $10,150 |
| Standard Silver
Ambetter Health |
Silver | HMO | $1,452.51 | $6,000 | $8,900 |
| Standard Silver + Vision + Adult Dental
Ambetter Health |
Silver | HMO | $1,504.80 | $6,000 | $8,900 |
| Molina Silver Standard
Molina Healthcare |
Silver | HMO | $1,717.19 | $6,000 | $8,900 |
Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.
Counties next to this one
Lafayette County is in Rating Area 6 of Mississippi. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Mississippi.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Chickasaw County same rating area | 41 | 4 | $586.33 | $107 |
| Clay County same rating area | 41 | 4 | $586.33 | $97 |
| Covington County same rating area | 41 | 4 | $586.33 | $105 |
| Jefferson Davis County same rating area | 41 | 4 | $586.33 | $126 |
| Lawrence County same rating area | 41 | 4 | $586.33 | $119 |
| Marion County same rating area | 41 | 4 | $586.33 | $110 |
| Monroe County same rating area | 41 | 4 | $586.33 | $111 |
| Walthall County same rating area | 41 | 4 | $586.33 | $89 |
| Webster County same rating area | 41 | 4 | $586.33 | $112 |
| Panola County same rating area | 38 | 4 | $586.33 | $166 |
| Attala County same rating area | 31 | 3 | $586.33 | $134 |
| Bolivar County same rating area | 31 | 3 | $586.33 | $109 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When next year’s premiums are posted for Lafayette County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.