QHP Index

Silver plans in Montgomery County

13 Silver plans sold in Montgomery County, Missouri, from 3 insurers, priced at age 30.

What people in Montgomery County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Montgomery County listed at $916 a month and the average person paid $170 after the advance premium tax credit.

Across the 115 Missouri counties CMS published, the averages are $849 and $170; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

169 of the 660 people who enrolled here — 25.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 30: 212730405060

PlanMetalType Premium at 30DeductibleMax out of pocket
Standard Silver
Ambetter Health
SilverEPO $635.03 $6,000 $8,900
Complete Silver
Ambetter Health
SilverEPO $645.02 $5,950 $8,850
Standard Silver + Vision + Adult Dental
Ambetter Health
SilverEPO $654.22 $6,000 $8,900
UHC Silver Standard (No Referrals)
UnitedHealthcare
SilverEPO $657.54 $6,000 $8,900
UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $657.63 $3,500 $10,300
Complete Silver + Vision + Adult Dental
Ambetter Health
SilverEPO $664.52 $5,950 $8,850
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $670.77 $0 $10,600
UHC Silver Standard+ (Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $674.23 $6,000 $8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $674.32 $3,500 $10,300
Anthem Silver Pathway 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
SilverEPO $701.84 $7,200 $8,625
Anthem Silver Pathway 5350 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
SilverEPO $709.85 $5,350 $8,600
Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
SilverEPO $714.14 $6,000 $8,900
Anthem Heart Healthy Silver Pathway 3100 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
SilverEPO $719.36 $3,100 $10,150

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Counties next to this one

Montgomery County is in Rating Area 5 of Missouri. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Missouri.

CountyPlansInsurersCheapest at 40Average paid after credit
Boone County same rating area 484 $528.71$185
Callaway County same rating area 484 $528.71$143
Camden County same rating area 484 $528.71$205
Cole County same rating area 484 $528.71$165
Cooper County same rating area 484 $528.71$167
Howard County same rating area 484 $528.71$148
Miller County same rating area 484 $528.71$156
Moniteau County same rating area 484 $528.71$161
Morgan County same rating area 484 $528.71$171
Osage County same rating area 484 $528.71$191
Audrain County same rating area 393 $528.71$167
Chariton County same rating area 393 $528.71$214

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Montgomery County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.