QHP Index

Silver plans in Benton County

11 Silver plans sold in Benton County, Missouri, from 3 insurers, priced at age 40.

What people in Benton County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Benton County listed at $910 a month and the average person paid $168 after the advance premium tax credit.

Across the 115 Missouri counties CMS published, the averages are $849 and $170; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

395 of the 1,563 people who enrolled here — 25.3% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Standard Silver
Ambetter Health
SilverEPO $684.98 $6,000 $8,900
Complete Silver
Ambetter Health
SilverEPO $695.76 $5,950 $8,850
Standard Silver + Vision + Adult Dental
Ambetter Health
SilverEPO $705.69 $6,000 $8,900
Complete Silver + Vision + Adult Dental
Ambetter Health
SilverEPO $716.79 $5,950 $8,850
UHC Silver Standard (No Referrals)
UnitedHealthcare
SilverEPO $721.50 $6,000 $8,900
UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $721.59 $3,500 $10,300
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $736.02 $0 $10,600
UHC Silver Standard+ (Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $739.81 $6,000 $8,900
UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $739.90 $3,500 $10,300
Blue KC Standard Silver Preferred-Care Blue EPO
Blue Cross and Blue Shield of Kansas City
SilverEPO $862.17 $6,000 $8,900
Blue KC Community Silver Preferred-Care Blue EPO
Blue Cross and Blue Shield of Kansas City
SilverEPO $871.83 $6,000 $8,175

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Counties next to this one

Benton County is in Rating Area 4 of Missouri. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 8 other counties share it and are listed first; the rest are the largest in Missouri.

CountyPlansInsurersCheapest at 40Average paid after credit
Johnson County same rating area 555 $484.75$168
Lafayette County same rating area 555 $484.75$183
Henry County same rating area 545 $528.12$192
Bates County same rating area 454 $528.12$147
Saint Clair County same rating area 434 $529.81$159
Vernon County same rating area 434 $529.81$175
Pettis County same rating area 343 $529.81$146
Saline County same rating area 343 $529.81$155
Saint Charles County 685 $365.07$232
Saint Louis County 685 $365.07$191
Saint Louis City 685 $365.07$140
Warren County 685 $365.07$214

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Benton County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.