QHP Index

Marketplace health plans in Walker County

54 plans sold in Walker County, Alabama, from 4 insurers, priced at age 40.

What people in Walker County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Walker County listed at $765 a month and the average person paid $126 after the advance premium tax credit.

Across the 67 Alabama counties CMS published, the averages are $763 and $122; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

2,499 of the 5,878 people who enrolled here — 42.5% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Blue Protect
Blue Cross and Blue Shield of Alabama
CatastrophicPPO $432.62 $10,600 $10,600
UHC Bronze Essential (No Referrals)
UnitedHealthcare
BronzeEPO $440.51 $10,600 $10,600
UHC Bronze Standard (No Referrals)
UnitedHealthcare
Expanded BronzeEPO $466.69 $7,500 $10,000
Blue Saver Bronze
Blue Cross and Blue Shield of Alabama
Expanded BronzePPO $472.32 $8,500 $10,600
Blue Standardized Bronze
Blue Cross and Blue Shield of Alabama
Expanded BronzePPO $475.86 $7,500 $10,000
UHC Bronze Standard+ (Dental + Vision, No Referrals)
UnitedHealthcare
Expanded BronzeEPO $485.20 $7,500 $10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
Expanded BronzeEPO $488.07 $0 $10,600
Blue HSA Bronze
Blue Cross and Blue Shield of Alabama
Expanded BronzePPO $515.24 $7,200 $7,200
Everyday Bronze
Ambetter of Alabama
Expanded BronzeEPO $525.02 $8,450 $10,150
Standard Expanded Bronze
Ambetter of Alabama
Expanded BronzeEPO $525.56 $7,500 $10,000
Everyday Bronze + Vision + Adult Dental
Ambetter of Alabama
Expanded BronzeEPO $546.37 $8,450 $10,150
Standard Expanded Bronze + Vision + Adult Dental
Ambetter of Alabama
Expanded BronzeEPO $546.93 $7,500 $10,000
Elite Bronze
Ambetter of Alabama
Expanded BronzeEPO $606.19 $0 $10,500
Blue Saver Silver EPO
Blue Cross and Blue Shield of Alabama
SilverEPO $625.08 $4,000 $9,450
Elite Bronze + Vision + Adult Dental
Ambetter of Alabama
Expanded BronzeEPO $630.84 $0 $10,500
Bronze Classic Standard
Oscar Insurance Company
Expanded BronzeEPO $631.39 $7,500 $10,000
Bronze Classic 4700
Oscar Insurance Company
Expanded BronzeEPO $642.62 $4,700 $9,800
Blue Standardized Silver EPO
Blue Cross and Blue Shield of Alabama
SilverEPO $652.44 $6,000 $8,900
Bronze Simple Chronic Care CKM
Oscar Insurance Company
Expanded BronzeEPO $655.22 $5,500 $10,150
Blue Statewide Silver EPO
Blue Cross and Blue Shield of Alabama
SilverEPO $662.60 $3,500 $9,450
Blue Standardized Statewide Silver EPO
Blue Cross and Blue Shield of Alabama
SilverEPO $679.49 $6,000 $8,900
Blue Cross Select Silver
Blue Cross and Blue Shield of Alabama
SilverPPO $681.30 $5,000 $10,600
Standard Silver
Ambetter of Alabama
SilverEPO $681.45 $6,000 $8,900
Blue Standardized Silver
Blue Cross and Blue Shield of Alabama
SilverPPO $686.35 $6,000 $8,900
Focused Silver
Ambetter of Alabama
SilverEPO $689.33 $6,300 $8,400
Bronze Elite + PCP Saver Plus
Oscar Insurance Company
Expanded BronzeEPO $689.99 $0 $10,600
Enhanced Diabetes Care Silver with $0 Drug Options
Ambetter of Alabama
SilverEPO $702.41 $5,000 $8,650
Standard Silver + Vision + Adult Dental
Ambetter of Alabama
SilverEPO $709.16 $6,000 $8,900
Standard Gold
Ambetter of Alabama
GoldEPO $710.67 $2,000 $8,200
UHC Silver Standard (No Referrals)
UnitedHealthcare
SilverEPO $716.69 $6,000 $8,900
Focused Silver + Vision + Adult Dental
Ambetter of Alabama
SilverEPO $717.35 $6,300 $8,400
UHC Silver Value ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $720.16 $3,500 $8,900
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $727.11 $0 $10,150
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental
Ambetter of Alabama
SilverEPO $730.97 $5,000 $8,650
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $738.68 $3,500 $8,900
Standard Gold + Vision + Adult Dental
Ambetter of Alabama
GoldEPO $739.56 $2,000 $8,200
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $745.62 $0 $10,150
Complete Gold
Ambetter of Alabama
GoldEPO $749.73 $1,450 $7,500
Blue Value Silver
Blue Cross and Blue Shield of Alabama
SilverPPO $761.05 $3,700 $10,600
Complete Gold + Vision + Adult Dental
Ambetter of Alabama
GoldEPO $780.21 $1,450 $7,500
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldEPO $790.31 $2,000 $8,200
UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldEPO $793.29 $750 $8,000
Silver Classic Standard
Oscar Insurance Company
SilverEPO $808.57 $6,000 $8,900
UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
GoldEPO $812.65 $750 $8,000
Silver Simple
Oscar Insurance Company
SilverEPO $815.15 $6,300 $9,300
Silver Simple Chronic Care CKM
Oscar Insurance Company
SilverEPO $815.76 $5,900 $10,150
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldEPO $816.23 $0 $7,000
Elite Gold
Ambetter of Alabama
GoldEPO $818.50 $0 $6,500
Blue Standardized Gold
Blue Cross and Blue Shield of Alabama
GoldPPO $837.78 $2,000 $8,200
Elite Gold + Vision + Adult Dental
Ambetter of Alabama
GoldEPO $851.78 $0 $6,500
Blue Cross Select Gold
Blue Cross and Blue Shield of Alabama
GoldPPO $879.88 $850 $6,000
Gold Simple
Oscar Insurance Company
GoldEPO $894.41 $3,300 $9,950
Gold Classic Standard
Oscar Insurance Company
GoldEPO $899.92 $2,000 $8,200
Blue Value Gold
Blue Cross and Blue Shield of Alabama
GoldPPO $924.66 $750 $6,000

Counties next to this one

Walker County is in Rating Area 3 of Alabama. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 6 other counties share it and are listed first; the rest are the largest in Alabama.

CountyPlansInsurersCheapest at 40Average paid after credit
Jefferson County same rating area 544 $432.62$127
Shelby County same rating area 544 $432.62$173
Bibb County same rating area 272 $432.62$137
Blount County same rating area 272 $432.62$143
Chilton County same rating area 272 $432.62$129
Saint Clair County same rating area 272 $432.62$150
Limestone County 524 $434.78$134
Madison County 524 $434.78$139
Baldwin County 433 $417.47$162
Barbour County 433 $417.47$107
Bullock County 433 $417.47$78
Chambers County 433 $417.47$82

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Walker County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.