QHP Index

Marketplace health plans in Tuscaloosa County

25 plans sold in Tuscaloosa County, Alabama, from 2 insurers, priced at age 40.

What people in Tuscaloosa County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Tuscaloosa County listed at $668 a month and the average person paid $126 after the advance premium tax credit.

Across the 67 Alabama counties CMS published, the averages are $763 and $122; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

4,658 of the 16,899 people who enrolled here — 27.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
Blue Protect
Blue Cross and Blue Shield of Alabama
CatastrophicPPO $380.70 $10,600 $10,600
UHC Bronze Essential (No Referrals)
UnitedHealthcare
BronzeEPO $395.93 $10,600 $10,600
Blue Saver Bronze
Blue Cross and Blue Shield of Alabama
Expanded BronzePPO $415.64 $8,500 $10,600
Blue Standardized Bronze
Blue Cross and Blue Shield of Alabama
Expanded BronzePPO $418.76 $7,500 $10,000
UHC Bronze Standard (No Referrals)
UnitedHealthcare
Expanded BronzeEPO $419.46 $7,500 $10,000
UHC Bronze Standard+ (Dental + Vision, No Referrals)
UnitedHealthcare
Expanded BronzeEPO $436.10 $7,500 $10,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
Expanded BronzeEPO $438.68 $0 $10,600
Blue HSA Bronze
Blue Cross and Blue Shield of Alabama
Expanded BronzePPO $453.41 $7,200 $7,200
Blue Statewide Silver EPO
Blue Cross and Blue Shield of Alabama
SilverEPO $583.09 $3,500 $9,450
Blue Standardized Statewide Silver EPO
Blue Cross and Blue Shield of Alabama
SilverEPO $597.95 $6,000 $8,900
Blue Cross Select Silver
Blue Cross and Blue Shield of Alabama
SilverPPO $599.55 $5,000 $10,600
Blue Standardized Silver
Blue Cross and Blue Shield of Alabama
SilverPPO $603.99 $6,000 $8,900
UHC Silver Standard (No Referrals)
UnitedHealthcare
SilverEPO $644.17 $6,000 $8,900
UHC Silver Value ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $647.29 $3,500 $8,900
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
SilverEPO $653.53 $0 $10,150
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $663.93 $3,500 $8,900
Blue Value Silver
Blue Cross and Blue Shield of Alabama
SilverPPO $669.72 $3,700 $10,600
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
SilverEPO $670.17 $0 $10,150
UHC Gold Standard (No Referrals)
UnitedHealthcare
GoldEPO $710.33 $2,000 $8,200
UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldEPO $713.02 $750 $8,000
UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)
UnitedHealthcare
GoldEPO $730.42 $750 $8,000
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UnitedHealthcare
GoldEPO $733.64 $0 $7,000
Blue Standardized Gold
Blue Cross and Blue Shield of Alabama
GoldPPO $737.25 $2,000 $8,200
Blue Cross Select Gold
Blue Cross and Blue Shield of Alabama
GoldPPO $774.29 $850 $6,000
Blue Value Gold
Blue Cross and Blue Shield of Alabama
GoldPPO $813.70 $750 $6,000

Counties next to this one

Tuscaloosa County is in Rating Area 12 of Alabama. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 2 other counties share it and are listed first; the rest are the largest in Alabama.

CountyPlansInsurersCheapest at 40Average paid after credit
Greene County same rating area 252 $380.70$128
Hale County same rating area 252 $380.70$129
Jefferson County 544 $432.62$127
Shelby County 544 $432.62$173
Walker County 544 $432.62$126
Limestone County 524 $434.78$134
Madison County 524 $434.78$139
Baldwin County 433 $417.47$162
Barbour County 433 $417.47$107
Bullock County 433 $417.47$78
Chambers County 433 $417.47$82
Choctaw County 433 $417.47$120

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Tuscaloosa County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.