43 plans
sold in Morgan County, Alabama, from 3 insurers,
priced at age 21.
What people in Morgan County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026,
the average plan in Morgan County listed at $759 a month and the average
person paid $118 after the advance premium tax credit.
Across the 67 Alabama counties CMS published, the averages are $763 and $122; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
4,041 of the 10,429 people who enrolled here — 38.7% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out
for you. These are the county's published averages, not a quote.
Morgan County is in Rating Area 5 of Alabama. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 1 other county shares it and is listed first; the rest are the largest in Alabama.
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When next year’s premiums are posted for Morgan County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the
HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid
Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of
your options and it is not advice: to see every plan and to enrol, use
HealthCare.gov or call 1-800-318-2596.