Marketplace health plans in Montgomery County

Name: Marketplace health plans in Montgomery County, AL: all 30
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

30 plans sold in Montgomery County, Alabama, from 2 insurers, priced at age 21.

What people in Montgomery County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Montgomery County listed at $726 a month and the average person paid $132 after the advance premium tax credit.

Across the 67 Alabama counties CMS published, the averages are $763 and $122; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

4,063 of the 16,495 people who enrolled here — 24.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 21	Deductible	Max out of pocket
Blue Protect Blue Cross and Blue Shield of Alabama	Catastrophic	PPO	$316.51	$10,600	$10,600
Blue Saver Bronze Blue Cross and Blue Shield of Alabama	Expanded Bronze	PPO	$345.56	$8,500	$10,600
Blue Standardized Bronze Blue Cross and Blue Shield of Alabama	Expanded Bronze	PPO	$348.15	$7,500	$10,000
Blue HSA Bronze Blue Cross and Blue Shield of Alabama	Expanded Bronze	PPO	$376.95	$7,200	$7,200
Everyday Bronze Ambetter of Alabama	Expanded Bronze	EPO	$410.11	$8,450	$10,150
Standard Expanded Bronze Ambetter of Alabama	Expanded Bronze	EPO	$410.53	$7,500	$10,000
Everyday Bronze + Vision + Adult Dental Ambetter of Alabama	Expanded Bronze	EPO	$426.79	$8,450	$10,150
Standard Expanded Bronze + Vision + Adult Dental Ambetter of Alabama	Expanded Bronze	EPO	$427.22	$7,500	$10,000
Elite Bronze Ambetter of Alabama	Expanded Bronze	EPO	$473.51	$0	$10,500
Blue Statewide Silver EPO Blue Cross and Blue Shield of Alabama	Silver	EPO	$484.77	$3,500	$9,450
Elite Bronze + Vision + Adult Dental Ambetter of Alabama	Expanded Bronze	EPO	$492.77	$0	$10,500
Blue Standardized Statewide Silver EPO Blue Cross and Blue Shield of Alabama	Silver	EPO	$497.12	$6,000	$8,900
Blue Cross Select Silver Blue Cross and Blue Shield of Alabama	Silver	PPO	$498.45	$5,000	$10,600
Blue Standardized Silver Blue Cross and Blue Shield of Alabama	Silver	PPO	$502.14	$6,000	$8,900
Standard Silver Ambetter of Alabama	Silver	EPO	$532.30	$6,000	$8,900
Focused Silver Ambetter of Alabama	Silver	EPO	$538.45	$6,300	$8,400
Enhanced Diabetes Care Silver with $0 Drug Options Ambetter of Alabama	Silver	EPO	$548.67	$5,000	$8,650
Standard Silver + Vision + Adult Dental Ambetter of Alabama	Silver	EPO	$553.94	$6,000	$8,900
Standard Gold Ambetter of Alabama	Gold	EPO	$555.12	$2,000	$8,200
Blue Value Silver Blue Cross and Blue Shield of Alabama	Silver	PPO	$556.79	$3,700	$10,600
Focused Silver + Vision + Adult Dental Ambetter of Alabama	Silver	EPO	$560.34	$6,300	$8,400
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental Ambetter of Alabama	Silver	EPO	$570.98	$5,000	$8,650
Standard Gold + Vision + Adult Dental Ambetter of Alabama	Gold	EPO	$577.69	$2,000	$8,200
Complete Gold Ambetter of Alabama	Gold	EPO	$585.63	$1,450	$7,500
Complete Gold + Vision + Adult Dental Ambetter of Alabama	Gold	EPO	$609.44	$1,450	$7,500
Blue Standardized Gold Blue Cross and Blue Shield of Alabama	Gold	PPO	$612.93	$2,000	$8,200
Elite Gold Ambetter of Alabama	Gold	EPO	$639.35	$0	$6,500
Blue Cross Select Gold Blue Cross and Blue Shield of Alabama	Gold	PPO	$643.73	$850	$6,000
Elite Gold + Vision + Adult Dental Ambetter of Alabama	Gold	EPO	$665.34	$0	$6,500
Blue Value Gold Blue Cross and Blue Shield of Alabama	Gold	PPO	$676.49	$750	$6,000

Counties next to this one

Montgomery County is in Rating Area 11 of Alabama. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 3 other counties share it and are listed first; the rest are the largest in Alabama.

County	Plans	Insurers	Cheapest at 40	Average paid after credit
Lowndes County same rating area	30	2	$404.50	$103
Autauga County same rating area	12	1	$404.50	$155
Elmore County same rating area	12	1	$404.50	$152
Jefferson County	54	4	$432.62	$127
Shelby County	54	4	$432.62	$173
Walker County	54	4	$432.62	$126
Limestone County	52	4	$434.78	$134
Madison County	52	4	$434.78	$139
Baldwin County	43	3	$417.47	$162
Barbour County	43	3	$417.47	$107
Bullock County	43	3	$417.47	$78
Chambers County	43	3	$417.47	$82

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Montgomery County, or an insurer arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent or broker: this is a notification about published data, not a sales call. Privacy.

Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.