Gold plans in Lowndes County
9 Gold plans sold in Lowndes County, Alabama, from 2 insurers, priced at age 50.
What people in Lowndes County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Lowndes County listed at $742 a month and the average person paid $103 after the advance premium tax credit.
Across the 67 Alabama counties CMS published, the averages are $763 and $122; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
762 of the 1,709 people who enrolled here — 44.6% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 50: 212730405060
| Plan | Metal | Type | Premium at 50 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Standard Gold
Ambetter of Alabama |
Gold | EPO | $991.43 | $2,000 | $8,200 |
| Standard Gold + Vision + Adult Dental
Ambetter of Alabama |
Gold | EPO | $1,031.74 | $2,000 | $8,200 |
| Complete Gold
Ambetter of Alabama |
Gold | EPO | $1,045.92 | $1,450 | $7,500 |
| Complete Gold + Vision + Adult Dental
Ambetter of Alabama |
Gold | EPO | $1,088.44 | $1,450 | $7,500 |
| Blue Standardized Gold
Blue Cross and Blue Shield of Alabama |
Gold | PPO | $1,094.69 | $2,000 | $8,200 |
| Elite Gold
Ambetter of Alabama |
Gold | EPO | $1,141.86 | $0 | $6,500 |
| Blue Cross Select Gold
Blue Cross and Blue Shield of Alabama |
Gold | PPO | $1,149.70 | $850 | $6,000 |
| Elite Gold + Vision + Adult Dental
Ambetter of Alabama |
Gold | EPO | $1,188.29 | $0 | $6,500 |
| Blue Value Gold
Blue Cross and Blue Shield of Alabama |
Gold | PPO | $1,208.21 | $750 | $6,000 |
Counties next to this one
Lowndes County is in Rating Area 11 of Alabama. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 3 other counties share it and are listed first; the rest are the largest in Alabama.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Montgomery County same rating area | 30 | 2 | $404.50 | $132 |
| Autauga County same rating area | 12 | 1 | $404.50 | $155 |
| Elmore County same rating area | 12 | 1 | $404.50 | $152 |
| Jefferson County | 54 | 4 | $432.62 | $127 |
| Shelby County | 54 | 4 | $432.62 | $173 |
| Walker County | 54 | 4 | $432.62 | $126 |
| Limestone County | 52 | 4 | $434.78 | $134 |
| Madison County | 52 | 4 | $434.78 | $139 |
| Baldwin County | 43 | 3 | $417.47 | $162 |
| Barbour County | 43 | 3 | $417.47 | $107 |
| Bullock County | 43 | 3 | $417.47 | $78 |
| Chambers County | 43 | 3 | $417.47 | $82 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Lowndes County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.