Catastrophic plans in Jefferson County
1 Catastrophic plan sold in Jefferson County, Alabama, from 4 insurers, priced at age 27.
What people in Jefferson County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Jefferson County listed at $710 a month and the average person paid $127 after the advance premium tax credit.
Across the 67 Alabama counties CMS published, the averages are $763 and $122; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
26,078 of the 61,991 people who enrolled here — 42.1% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 27: 212730405060
| Plan | Metal | Type | Premium at 27 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Blue Protect
Blue Cross and Blue Shield of Alabama |
Catastrophic | PPO | $354.76 | $10,600 | $10,600 |
Counties next to this one
Jefferson County is in Rating Area 3 of Alabama. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 6 other counties share it and are listed first; the rest are the largest in Alabama.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Shelby County same rating area | 54 | 4 | $432.62 | $173 |
| Walker County same rating area | 54 | 4 | $432.62 | $126 |
| Bibb County same rating area | 27 | 2 | $432.62 | $137 |
| Blount County same rating area | 27 | 2 | $432.62 | $143 |
| Chilton County same rating area | 27 | 2 | $432.62 | $129 |
| Saint Clair County same rating area | 27 | 2 | $432.62 | $150 |
| Limestone County | 52 | 4 | $434.78 | $134 |
| Madison County | 52 | 4 | $434.78 | $139 |
| Baldwin County | 43 | 3 | $417.47 | $162 |
| Barbour County | 43 | 3 | $417.47 | $107 |
| Bullock County | 43 | 3 | $417.47 | $78 |
| Chambers County | 43 | 3 | $417.47 | $82 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When next year’s premiums are posted for Jefferson County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.