QHP Index

Silver plans in Wood County

13 Silver plans sold in Wood County, West Virginia, from 2 insurers, priced at age 30.

What people in Wood County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Wood County listed at $1,420 a month and the average person paid $210 after the advance premium tax credit.

Across the 55 West Virginia counties CMS published, the averages are $1,367 and $203; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

908 of the 2,421 people who enrolled here — 37.5% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 30: 212730405060

PlanMetalType Premium at 30DeductibleMax out of pocket
my Blue Access WV PPO Standard Silver 6000
Highmark Blue Cross Blue Shield West Virginia
SilverPPO $991.79 $6,000 $8,900
Low Premium Silver 6200 $3 Generic Drugs
CareSource
SilverHMO $1,027.79 $6,200 $9,800
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services
CareSource
SilverHMO $1,031.39 $5,000 $9,500
Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness
CareSource
SilverHMO $1,031.60 $6,200 $9,800
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource
SilverHMO $1,035.20 $5,000 $9,500
Silver 6000 $20 Generic Drugs
CareSource
SilverHMO $1,035.42 $6,000 $8,900
Silver 6000 $20 Generic Drugs + Adult Vision & Fitness
CareSource
SilverHMO $1,039.23 $6,000 $8,900
Diabetes Silver 5000 $0 Chronic Care Drugs & Services
CareSource
SilverHMO $1,057.57 $5,000 $9,500
Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
CareSource
SilverHMO $1,061.36 $5,000 $9,500
Low Deductible Silver 5000 $3 Generic Drugs
CareSource
SilverHMO $1,063.42 $5,000 $9,250
Low Deductible Silver 5000 $3 Generic Drugs + Adult Vision & Fitness
CareSource
SilverHMO $1,067.23 $5,000 $9,250
my Blue Access WV PPO Premier Silver 0
Highmark Blue Cross Blue Shield West Virginia
SilverPPO $1,075.83 $0 $9,700
my Blue Access WV PPO Premier Silver 0 + Adult Dental and Vision
Highmark Blue Cross Blue Shield West Virginia
SilverPPO $1,094.26 $0 $9,700

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Counties next to this one

Wood County is in Rating Area 10 of West Virginia. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 5 other counties share it and are listed first; the rest are the largest in West Virginia.

CountyPlansInsurersCheapest at 40Average paid after credit
Jackson County same rating area 372 $648.12$193
Pleasants County same rating area 372 $648.12$265
Ritchie County same rating area 372 $648.12$259
Tyler County same rating area 372 $648.12$225
Wirt County same rating area 372 $648.12$239
Barbour County 372 $596.53$150
Berkeley County 372 $528.82$197
Boone County 372 $612.66$211
Braxton County 372 $612.66$177
Brooke County 372 $580.42$238
Cabell County 372 $657.80$202
Calhoun County 372 $612.66$181

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Wood County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.