Gold plans in Summers County

Name: Gold marketplace plans in Summers County, WV: all 13
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

13 Gold plans sold in Summers County, West Virginia, from 2 insurers, priced at age 21.

What people in Summers County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Summers County listed at $1,366 a month and the average person paid $186 after the advance premium tax credit.

Across the 55 West Virginia counties CMS published, the averages are $1,367 and $203; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

93 of the 267 people who enrolled here — 34.8% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 21: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 21	Deductible	Max out of pocket
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services CareSource	Gold	HMO	$766.52	$3,000	$8,500
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource	Gold	HMO	$769.68	$3,000	$8,500
my Blue Access WV PPO Standard Gold 2000 Highmark Blue Cross Blue Shield West Virginia	Gold	PPO	$770.06	$2,000	$8,200
Diabetes Gold 3000 $0 Chronic Care Drugs & Services CareSource	Gold	HMO	$775.15	$3,000	$8,500
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness CareSource	Gold	HMO	$778.33	$3,000	$8,500
my Blue Access WV PPO Standard Gold 2000 + Adult Dental and Vision Highmark Blue Cross Blue Shield West Virginia	Gold	PPO	$785.41	$2,000	$8,200
Gold 2000 $15 Generic Drugs CareSource	Gold	HMO	$797.73	$2,000	$8,200
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness CareSource	Gold	HMO	$800.90	$2,000	$8,200
my Blue Access WV PPO Gold 1700 HSA Highmark Blue Cross Blue Shield West Virginia	Gold	PPO	$802.08	$1,700	$7,100
my Blue Access WV PPO Gold 0 Highmark Blue Cross Blue Shield West Virginia	Gold	PPO	$832.22	$0	$7,500
my Blue Access WV PPO Gold 0 + Adult Dental and Vision Highmark Blue Cross Blue Shield West Virginia	Gold	PPO	$847.58	$0	$7,500
my Blue Access WV PPO Premier Gold 0 Highmark Blue Cross Blue Shield West Virginia	Gold	PPO	$853.02	$0	$7,000
my Blue Access WV PPO Premier Gold 0 + Adult Dental and Vision Highmark Blue Cross Blue Shield West Virginia	Gold	PPO	$868.37	$0	$7,000

Counties next to this one

Summers County is in Rating Area 4 of West Virginia. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 3 other counties share it and are listed first; the rest are the largest in West Virginia.

County	Plans	Insurers	Cheapest at 40	Average paid after credit
Mercer County same rating area	37	2	$612.66	$177
Monroe County same rating area	37	2	$612.66	$148
Raleigh County same rating area	37	2	$612.66	$213
Barbour County	37	2	$596.53	$150
Berkeley County	37	2	$528.82	$197
Boone County	37	2	$612.66	$211
Braxton County	37	2	$612.66	$177
Brooke County	37	2	$580.42	$238
Cabell County	37	2	$657.80	$202
Calhoun County	37	2	$612.66	$181
Clay County	37	2	$612.66	$160
Doddridge County	37	2	$596.53	$228

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Summers County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.