Silver plans in Morgan County
10 Silver plans sold in Morgan County, Utah, from 4 insurers, priced at age 40.
What people in Morgan County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Morgan County listed at $497 a month and the average person paid $131 after the advance premium tax credit.
Across the 29 Utah counties CMS published, the averages are $710 and $113; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
271 of the 1,482 people who enrolled here — 18.3% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 40: 212730405060
| Plan | Metal | Type | Premium at 40 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| Value Benchmark Silver 5900 Medical Deductible
Select Health |
Silver | HMO | $602.24 | $5,900 | $9,500 |
| Value Silver 3000 Medical Deductible
Select Health |
Silver | HMO | $630.77 | $3,000 | $9,500 |
| Med Benchmark Silver 6000 Medical Deductible w/Vision
Select Health |
Silver | HMO | $665.01 | $6,000 | $9,500 |
| Silver 6500
Regence BlueCross BlueShield of Utah |
Silver | EPO | $689.35 | $6,500 | $9,500 |
| Regence Standard Silver 6000
Regence BlueCross BlueShield of Utah |
Silver | EPO | $713.08 | $6,000 | $8,900 |
| BridgeSpan Standard Silver Plan
BridgeSpan Health Company |
Silver | HMO | $722.46 | $6,000 | $8,900 |
| Value Benchmark Silver Standardized Plan
Select Health |
Silver | HMO | $746.46 | $6,000 | $8,900 |
| Healthy Premier Silver Standard
University of Utah Health Plans |
Silver | EPO | $830.20 | $6,000 | $8,900 |
| Med Benchmark Silver Standardized Plan
Select Health |
Silver | HMO | $845.40 | $6,000 | $8,900 |
| Healthy Premier Silver Copay Office Visits
University of Utah Health Plans |
Silver | EPO | $847.93 | $4,000 | $7,000 |
Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.
Counties next to this one
Morgan County is in Rating Area 2 of Utah. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 2 other counties share it and are listed first; the rest are the largest in Utah.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Weber County same rating area | 38 | 4 | $496.06 | $140 |
| Box Elder County same rating area | 34 | 4 | $496.06 | $111 |
| Salt Lake County | 49 | 5 | $472.44 | $124 |
| Davis County | 44 | 4 | $472.44 | $140 |
| Utah County | 43 | 5 | $474.22 | $110 |
| Summit County | 34 | 4 | $472.44 | $278 |
| Tooele County | 34 | 4 | $472.44 | $105 |
| Carbon County | 25 | 4 | $641.71 | $107 |
| Daggett County | 25 | 4 | $641.71 | $130 |
| Duchesne County | 25 | 4 | $641.71 | $105 |
| Emery County | 25 | 4 | $641.71 | $98 |
| Juab County | 25 | 4 | $641.71 | $60 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Morgan County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.