Bronze plans in Phelps County
1 Bronze plan sold in Phelps County, Nebraska, from 5 insurers, priced at age 40.
What people in Phelps County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Phelps County listed at $850 a month and the average person paid $223 after the advance premium tax credit.
Across the 93 Nebraska counties CMS published, the averages are $866 and $203; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
135 of the 824 people who enrolled here — 16.4% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 40: 212730405060
| Plan | Metal | Type | Premium at 40 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare |
Bronze | EPO | $699.39 | $10,600 | $10,600 |
Counties next to this one
Phelps County is in Rating Area 3 of Nebraska. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Nebraska.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Buffalo County same rating area | 81 | 5 | $582.73 | $183 |
| Hall County same rating area | 81 | 5 | $582.73 | $160 |
| Kearney County same rating area | 81 | 5 | $582.73 | $177 |
| Adams County same rating area | 72 | 5 | $582.73 | $211 |
| Hamilton County same rating area | 70 | 5 | $596.74 | $189 |
| Butler County same rating area | 61 | 5 | $596.74 | $231 |
| Clay County same rating area | 61 | 5 | $596.74 | $187 |
| Colfax County same rating area | 61 | 5 | $596.74 | $204 |
| Cuming County same rating area | 61 | 5 | $596.74 | $218 |
| Custer County same rating area | 61 | 5 | $596.74 | $189 |
| Dawson County same rating area | 61 | 5 | $596.74 | $162 |
| Greeley County same rating area | 61 | 5 | $596.74 | $169 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
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When next year’s premiums are posted for Phelps County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.