Bronze plans in Clay County
1 Bronze plan sold in Clay County, North Carolina, from 4 insurers, priced at age 60.
What people in Clay County actually paid
The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Clay County listed at $711 a month and the average person paid $287 after the advance premium tax credit.
Across the 100 North Carolina counties CMS published, the averages are $860 and $189; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.
432 of the 1,816 people who enrolled here — 23.8% — paid $10 a month or less.
What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.
Premiums at age 60: 212730405060
| Plan | Metal | Type | Premium at 60 | Deductible | Max out of pocket |
|---|---|---|---|---|---|
| AmeriHealth Caritas Next Bronze Essential + No Referrals
AmeriHealth Caritas Next |
Bronze | HMO | $1,169.92 | $10,600 | $10,600 |
Counties next to this one
Clay County is in Rating Area 1 of North Carolina. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in North Carolina.
| County | Plans | Insurers | Cheapest at 40 | Average paid after credit |
|---|---|---|---|---|
| Haywood County same rating area | 64 | 5 | $546.35 | $274 |
| Jackson County same rating area | 64 | 5 | $546.35 | $255 |
| Rutherford County same rating area | 64 | 5 | $546.35 | $193 |
| Buncombe County same rating area | 59 | 5 | $546.35 | $258 |
| Madison County same rating area | 59 | 5 | $546.35 | $249 |
| McDowell County same rating area | 59 | 5 | $546.35 | $200 |
| Mitchell County same rating area | 59 | 5 | $546.35 | $242 |
| Polk County same rating area | 59 | 5 | $546.35 | $293 |
| Transylvania County same rating area | 59 | 5 | $546.35 | $286 |
| Yancey County same rating area | 59 | 5 | $546.35 | $245 |
| Henderson County same rating area | 57 | 5 | $550.91 | $260 |
| Avery County same rating area | 51 | 4 | $546.35 | $286 |
Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.
Get told when this changes
When next year’s premiums are posted for Clay County, or an insurer arrives or leaves.
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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.