QHP Index

Catastrophic plans in Ray County

1 Catastrophic plan sold in Ray County, Missouri, from 4 insurers, priced at age 27.

What people in Ray County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Ray County listed at $831 a month and the average person paid $163 after the advance premium tax credit.

Across the 115 Missouri counties CMS published, the averages are $849 and $170; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

269 of the 1,102 people who enrolled here — 24.4% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 212730405060

PlanMetalType Premium at 27DeductibleMax out of pocket
Blue KC Catastrophic BlueSelect EPO
Blue Cross and Blue Shield of Kansas City
CatastrophicEPO $397.51 $10,600 $10,600

Counties next to this one

Ray County is in Rating Area 1 of Missouri. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Missouri.

CountyPlansInsurersCheapest at 40Average paid after credit
Clinton County same rating area 545 $496.57$214
Caldwell County same rating area 434 $587.91$173
Daviess County same rating area 434 $587.91$180
DeKalb County same rating area 434 $587.91$163
Grundy County same rating area 434 $587.91$145
Livingston County same rating area 434 $587.91$177
Andrew County same rating area 343 $587.91$185
Atchison County same rating area 343 $587.91$227
Buchanan County same rating area 343 $587.91$127
Carroll County same rating area 343 $587.91$154
Gentry County same rating area 343 $587.91$152
Harrison County same rating area 343 $587.91$184

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

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When next year’s premiums are posted for Ray County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.