QHP Index

Expanded Bronze plans in Saint Clair County

12 Expanded Bronze plans sold in Saint Clair County, Michigan, from 5 insurers, priced at age 40.

What people in Saint Clair County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Saint Clair County listed at $676 a month and the average person paid $293 after the advance premium tax credit.

Across the 83 Michigan counties CMS published, the averages are $800 and $212; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

38 of the 6,508 people who enrolled here — 0.6% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 40: 212730405060

PlanMetalType Premium at 40DeductibleMax out of pocket
MHP Expanded Bronze Standard
McLaren Health Plan Community
Expanded BronzeHMO $459.71 $7,500 $10,000
MHP Bronze Saver (Expanded)
McLaren Health Plan Community
Expanded BronzeHMO $461.95 $8,500 $8,500
MyPriority Value Bronze
Priority Health
Expanded BronzeHMO $463.74 $9,500 $9,500
MyPriority Standard Bronze
Priority Health
Expanded BronzeHMO $465.83 $7,500 $10,000
Blue Cross® Select HMO Bronze Extra
Blue Care Network of Michigan
Expanded BronzeHMO $467.17 $7,500 $10,000
Blue Cross® Select HMO Bronze Saver HSA
Blue Care Network of Michigan
Expanded BronzeHMO $476.34 $8,500 $8,500
Blue Cross® Premier PPO Bronze Saver HSA
Blue Cross Blue Shield of Michigan Mutual Insurance Company
Expanded BronzePPO $501.15 $8,500 $8,500
MyPriority Value Bronze HSA
Priority Health
Expanded BronzeHMO $504.87 $7,500 $7,500
Blue Cross® Preferred HMO Bronze Extra
Blue Care Network of Michigan
Expanded BronzeHMO $506.73 $7,500 $10,000
Blue Cross® Premier PPO Bronze Extra
Blue Cross Blue Shield of Michigan Mutual Insurance Company
Expanded BronzePPO $507.20 $7,500 $10,000
Blue Cross® Preferred HMO Bronze Saver HSA
Blue Care Network of Michigan
Expanded BronzeHMO $516.25 $8,500 $8,500
MyPriority Standard Bronze - Travel
Priority Health
Expanded BronzeHMO $535.70 $7,500 $10,000

Counties next to this one

Saint Clair County is in Rating Area 3 of Michigan. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. No other county shares it; these are the largest in Michigan.

CountyPlansInsurersCheapest at 40Average paid after credit
Kent County 807 $356.39$254
Calhoun County 726 $421.38$269
Kalamazoo County 726 $421.38$306
Ottawa County 676 $356.39$296
Genesee County 646 $358.86$234
Macomb County 645 $345.23$182
Oakland County 645 $345.23$236
Wayne County 645 $348.64$195
Van Buren County 635 $414.51$270
Allegan County 595 $434.99$296
Jackson County 595 $376.55$260
Washtenaw County 595 $394.66$327

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Saint Clair County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.