Silver plans in Otsego County

Name: Silver marketplace plans in Otsego County, MI: all 13
Creator: Centers for Medicare & Medicaid Services
License: https://www.usa.gov/publicdomain/label/1.0/

13 Silver plans sold in Otsego County, Michigan, from 4 insurers, priced at age 27.

What people in Otsego County actually paid

The prices below are the sticker price. Most people do not pay it. In 2026, the average plan in Otsego County listed at $795 a month and the average person paid $194 after the advance premium tax credit.

Across the 83 Michigan counties CMS published, the averages are $800 and $212; across the country, $829 and $183. Those are our averages of the county figures; every other number here is CMS’s own.

308 of the 1,269 people who enrolled here — 24.3% — paid $10 a month or less.

What you pay depends on your income and your household, and only HealthCare.gov can work it out for you. These are the county's published averages, not a quote.

Premiums at age 27: 21 27 30 40 50 60

Plan	Metal	Type	Premium at 27	Deductible	Max out of pocket
Blue Cross® Preferred HMO Silver Saver Blue Care Network of Michigan	Silver	HMO	$529.28	$5,800	$7,650
MyPriority Premier Silver Priority Health	Silver	HMO	$538.12	$5,500	$9,500
MHP Silver Exchange Rewards McLaren Health Plan Community	Silver	HMO	$549.90	$2,000	$9,000
MyPriority Balanced Silver Priority Health	Silver	HMO	$554.99	$3,200	$9,000
MHP Silver Exchange McLaren Health Plan Community	Silver	HMO	$562.47	$4,250	$10,150
MHP Silver Standard McLaren Health Plan Community	Silver	HMO	$569.53	$6,000	$8,900
MyPriority Standard Silver Priority Health	Silver	HMO	$575.74	$6,000	$8,900
Blue Cross® Preferred HMO Silver Blue Care Network of Michigan	Silver	HMO	$592.84	$4,500	$10,600
Blue Cross® Preferred HMO Silver Extra Blue Care Network of Michigan	Silver	HMO	$626.27	$6,000	$8,900
Blue Cross® Premier PPO Silver Saver HSA Blue Cross Blue Shield of Michigan Mutual Insurance Company	Silver	PPO	$639.49	$3,900	$7,700
Blue Cross® Premier PPO Silver Blue Cross Blue Shield of Michigan Mutual Insurance Company	Silver	PPO	$639.57	$3,200	$10,100
MyPriority Standard Silver - Travel Priority Health	Silver	HMO	$690.88	$6,000	$8,900
Blue Cross® Premier PPO Silver Extra Blue Cross Blue Shield of Michigan Mutual Insurance Company	Silver	PPO	$693.96	$6,000	$8,900

Silver is the only level that carries cost-sharing reductions. If your income is under 250% of the federal poverty level, a Silver plan’s deductible and copays drop automatically — often far below what Gold offers for more money. Each plan’s page shows exactly what it becomes.

Counties next to this one

Otsego County is in Rating Area 15 of Michigan. A rating area is the group of counties an insurer must price together, so a plan sold in two of them carries the same price in each. 12 other counties share it and are listed first; the rest are the largest in Michigan.

County	Plans	Insurers	Cheapest at 40	Average paid after credit
Ogemaw County same rating area	45	5	$408.53	$279
Oscoda County same rating area	45	5	$408.53	$241
Roscommon County same rating area	45	5	$408.53	$263
Alcona County same rating area	36	4	$408.53	$217
Alpena County same rating area	36	4	$408.53	$162
Cheboygan County same rating area	36	4	$408.53	$234
Crawford County same rating area	36	4	$408.53	$194
Iosco County same rating area	36	4	$408.53	$171
Montmorency County same rating area	36	4	$408.53	$170
Presque Isle County same rating area	36	4	$408.53	$187
Chippewa County same rating area	16	2	$415.16	$154
Mackinac County same rating area	16	2	$415.16	$192

Open enrollment for 2026 coverage runs 1 November 2025 to 15 January 2026 in most states. Outside that window you need a qualifying life event — losing other coverage, moving, marrying, having a child — to enrol.

Get told when this changes

When next year’s premiums are posted for Otsego County, or an insurer arrives or leaves.

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Premiums, deductibles, out-of-pocket maximums and cost sharing are reproduced from the HealthCare.gov Qualified Health Plan landscape file published by the Centers for Medicare & Medicaid Services for plan year 2026. What people actually paid comes from the CMS open-enrollment county public use file for 2026. CMS landscape file as loaded 17 September 2026. The state and national averages are our arithmetic over CMS’s county figures; nothing else on this page is calculated by us. This is not a complete list of your options and it is not advice: to see every plan and to enrol, use HealthCare.gov or call 1-800-318-2596.